China Good Internet users Network literacy knowledge reading (silver -haired family) No. 12

Editor's note: "Chinese good netizen network literacy knowledge reading book -silver -haired family" was jointly written by the Tianjin Municipal Party Committee Network Information Office and Tianjin University. This issue is the contents of the 4th chapter of the "Anti -Fraud and Fraud".

Chapter III Anti -fraud

Section 4 How to prevent being deceived? (Preventive points prompt)

1. Change of psychological attitude

First of all, we must quit greedy psychology, strengthen psychological defense line, and do not greedy small profits, which can effectively prevent them from being deceived. Secondly, we must resist the vanity psychology, do not admire vanity, do not blindly pursue praise, let alone because of the trap of the scammer because of the face. In addition, we need to strengthen the alertness. Keep calmness in the event of trouble. You should investigate and think more. Do not trust strangers. You can effectively prevent yourself from being deceived.

2. Processing the change of the problem of the problem

The elderly should choose a regular way to do things, contact information from reliable channels, and do not take the shortcut of the fluke, which can effectively prevent themselves from being deceived. The benefits of the products introduced by the offline sales personnel do not listen to the products introduced by strangers.

3. I often communicate with my loved ones

The elderly should often communicate with their loved ones. Don't worry when they are in trouble. Don't be stubborn. They often ask their family members and often communicate and communicate with relatives and friends. They can effectively prevent themselves from being deceived.

4. Carefully deal with large assets

The fraud is aimed at various types of assets. Do not be deceived by high income and expert guidance in the face of "publicity", and purchase and invest in the so -called "new wealth management products". In the face of interests, keep calm and not make decisions in a short time.

5. Pay attention to protect personal privacy and family privacy

In daily life, when communicating with tools such as mobile phones, WeChat, etc., you can keep your personal information; save the bank card in your home during your home life, especially the bank card number should not be exposed to strangers casually, because now the bank card The card number will also be used, especially the large amount of bank cards is often more likely to be attracted to scammers.

6. Careful handling strange telephone

For the situation of strange phone numbers, we must be more vigilant. Some criminals obtain the computer number of the elderly through special means, and makeups, such as "Family Family Accidents" and "Bank Cards are maliciously frozen" and other reasons. The fundamental purpose is Make irrational decisions in panic, and fully obey each other's requirements in a short period of time, and conduct large amount of transfer transactions. It is also simple to identify such a scam, that is, not doing money, so that those deceiving calls cannot be succeeded.

7. Online payment Note transaction security

When we shopping through the Internet, we must pay attention to our own trading account security. Do not click on some seemingly seductive website advertisements. These websites are likely to be unsafe fishing websites. There is a great possibility of stealing personal information or funds, and it may even cause computer to be attacked by viruses and Trojans.

In addition to the above seven ways, we also summarize the common scenarios in daily life:

1. Don't be nervous when you receive a "strange" call

If the public security organs need to assist the investigation, they will not ask the relevant personnel to provide bank card information through calling or sending text messages.

2. Some people borrow money to verify more channels

Anyone who suddenly borrows money for relatives and friends, it is best to verify multi -channel verification to determine the identity of the other party, such as calling, voice, interviews, etc. If you can't contact it temporarily, don't remit money immediately out of anxiety or nervousness. You can contact relevant friends to confirm, verify your identity or make remittances after confirmation.

3. Apply for the new chip bank card

With the development of science and technology, more technical chip cards have appeared. Compared with magnetic bar cards, the security of chip cards is more secure when storing data, which can effectively prevent personal information and deposits in the face of criminals and cashiers.

4. Set up complicated passwords for bank cards

Try to use more security passwords to avoid personal information -related numbers such as birthdays, documents, phone numbers, etc. that are easily guessed or leaked as a password.

5. Prevents swiping card transactions

When trading on the automatic withdrawal machine, pay attention to protecting your personal information security, and pay attention to the surrounding environment, such as whether the card slot has been modified. In addition, when swiping cards with private personnel, do not let bank cards leave your sight, avoid changes and other conditions. After the transaction is completed, it is necessary to confirm whether the bank card is his own card.

6. Open the SMS notification reminder

At present, the vast majority of banks launched by banks and debit cards have this feature. Once online or offline consumption is performed through bank cards, it will immediately remind SMS. After being stolen after losing the card or being illegally used by others, you can understand the specific situation in a short period of time to achieve the purpose of protecting personal assets. After receiving the SMS notification, if you feel doubt about consumer information, you can immediately contact the account opening bank for consultation.

7. Put the eggs in different baskets

For fixed deposits in the home, you can scattered the accounts of different banks. Even if you encounter telecommunications fraud or network fraud, you can also reduce the loss to minimize the loss to a certain extent. "Put the eggs in different baskets", you can also open a card in different banks to disperse deposits to avoid being used by criminals.

8. Keep your mind sober

"There is no free lunch in the world." The subjective cause of effectively preventing fraud is that they do not trust others' lies and do not greedy. Anyone who needs to provide bank cards, personal accounts, etc., must keep your mind sober, and don't listen to others easily. 9. Far away from suspicious personnel

When going out alone, try to stay away from strangers as much as possible. For the "good -hearted people" who have unknown reasons and are too enthusiastic, they must be vigilant. "Take the initiative to say hello and close", often the abnormal behavior of the three treasure halls. At the same time, when going out alone, you should try to avoid carrying valuables.

10. Be wary of free traps

In daily life, we must be alert to the so -called free opportunities. For the opportunity to be strong and scarce, we must increase their vigilance and reduce the possibility of being deceived. The "commonly used words" of the fraud group to distinguish between right and wrong, and we make money through regular channels.

In general, the elderly must believe in science in daily life, to establish an optimistic, positive, and scientific mentality, read more books and newspapers, open up their horizons, and keep in mind the above precautions that can effectively improve anti -fraud to a certain extent. ability. Faced with a potential scam, "not greedy, not occupied, not listened, didn't smell, and knew how to refuse", so as to know the fog and avoid being fooled.

Comprehensive: Network Qualification Research Center, School of New Media and Communication of Tianjin University

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Review: Wang Shaoyun

Editor: Wang An

Material arrangement: Chen Zhuo, Shi Jiaojiao

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