Zhongguancun Credit Trading Service Platform is online

Author:Beijing released Time:2022.08.08

In order to solve problems such as difficulty in financing, slow financing, and expensive financing of science and technology enterprises, and further stimulating the vitality of innovation and entrepreneurship, with the support of Zhongguancun Development Group and Zhongguancun Financial Group, Beijing Zhongguancun Rongxin Digital Technology Co., Ltd. recently released the CITIC Credit Transaction The service platform (zgc.zgcrongxin.com) provides financing solutions with Zhongguancun characteristics for innovation and entrepreneurial enterprises.

In the past, it is often difficult for small and medium -sized enterprises to obtain credit loans because the credit evaluation model is relatively single: For example, banks will judge whether they are corporate loans through public information such as industry, commercial, taxation, and judicial systems. Credit information accumulated by channels is often very limited, and it is difficult to become the basis for financial institutions for their loans. In response to this pain point, Zhongguancun Credit Trading Platform has in -depth cooperation with industry leaders and Internet banking, joint -stock banks, urban commercial banks, and guarantee institutions to focus on the characteristics of Zhongguancun science and technology enterprises, and establish a differentiated credit evaluation system.

In addition, small and medium -sized enterprises can also achieve credit accumulation on credit trading platforms. With the accumulation of small and medium -sized enterprises on the platform's repayment information, the applicant's information can be continuously updated on the credit platform, obtaining dynamic data accumulation, and the credit evaluation of the platform to the enterprise has also risen. As corporate credit evaluation is getting better and better, the cost of corporate financing will become lower and lower.

It is understood that the Zhongguancun Credit Trading Service Platform released this time is an online platform for providing a full -scale debt financing service for science and technology enterprises. With the support of the data technology, the platform is based on the data accumulated by Zhongguancun Financial Services for more than ten years, and combined with the relevant data such as industry and commerce, taxation, judicial, social security, corporate operations and supply chains to create a credit consensus mechanism, activate the "credit of credit The core value of the chain provides low -cost and high -efficiency funds for small and medium -sized enterprises, and solve the pain points of difficulty, slowness, and expensive financing of corporate financing. (Source: Beijing Daily)

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