Strengthen the supervision of pre -sale funds for commercial housing to say "no" to the rotten tail building

Reporter He Wenying

Recently, in many places, the new regulations for pre -sale funds for commercial housing have been introduced to strengthen the transparency of pre -sale funds, and at the same time further compact the main responsibility of developers, government departments and banks.

IPG China Chief Economist Bo Wenxi said to the reporter of the Securities Daily: "From the recent policies of various places, pre -sale funds are constantly being optimized, which has played an important role in promoting the healthy development of the real estate industry."

Regulatory policy is densely introduced

Since July, there have been new regulations for the supervision of pre -sale funds for commercial housing in cities, which aims to "keep the building and prevent bad tails."

On July 12, Cangzhou City, Hebei Province issued the "Measures for the Supervision of Pre -Sales Fund Fund for Commercial Housing in Cangzhou City", and incorporated banks and local government departments' supervision obligations for pre -sale funds into the sale contract.

On July 14, Xi'an issued the "Notice on Printing and Distributing the Work Measures for Prevention and Extended Housing Exhausting Housing". Essence

On July 28, Jiujiang City Housing and Urban Construction Bureau announced the pre -sale fund supervision account of 139 commercial housing in the central urban area in the central urban area. Pre -sale fund supervision account.

On August 2nd, the Dongguan Housing and Urban -Rural Development Bureau issued the "Notice on Further Regulating the Storage Management and Use Management of Pre -sale of commercial housing (draft for comments)" to do the responsibilities that regulators, banking institutions and housing companies need to perform their duties. It is clearly stated.

On August 4, the Changsha Housing and Construction Bureau issued the "Notice on Further Strengthening the Supervision of Commercial Housing Pre -Sale funds" to supervise the flow of pre -sale funds, implement key supervision of project construction funds, and ensure that funds "stay in the project, stay in the project, stay, "Local", priority is used for project construction to ensure the completion of real estate projects.

In an interview with a reporter of a well -known housing company, a reporter from the Securities Daily said: "The series of policy ideas introduced this time is basically the same, mainly to strengthen the transparency of pre -sale funds, linked to project progress, and further clarify government departments and banks. The purpose of regulatory responsibility is to "protect the building 'and' to prevent bad tails'."

Experts to improve the pre -sale system

"Pre -sale funds for commercial housing must ensure that the project is not badly handed over on time, but also to prevent excessive supervision and exacerbation of the mobility of real estate companies." Bo Wenxi believes that the current pre -sale fund supervision system is not in place and excessive supervision coexisted with excessive supervision coexistence coexistence Phenomenon, "But in terms of frequent issuance of frequent issuance this year, pre -sale funds are constantly optimized."

"The pre -sale system is conducive to expanding the sources of funds for real estate enterprises and accelerating the turnover of funds, and has played an important role in promoting the efficiency of the development and construction of the real estate industry. But now, the demand for high -quality development in the real estate industry has put forward more High requirements. "Bai Wenxi said.

Wang Xiaoyu, chief analyst of Zhuge Finding Data Research Center, told reporters: "The supervision of pre -sale funds for pre -sale funds makes pre -sale funds more transparent. The rights and interests of buyers will also force the real estate industry to transform in the direction of financial stable and safe operation. "

Although the densely introduced policies in various places all refer to "keeping the building and preventing bad tails", the experts interviewed believed that pre -sale funds supervision still needs to be further adjusted, optimized and implemented.

Wang Xiaoyu believes, "policies of various localities also need to refine the process. For example, while publicizing the pre -sale fund supervision account, it is also necessary to make public accounts how to query, how to determine whether your own house purchase funds have entered the corresponding pre -sale fund supervision account, etc.". "

Li Yujia, chief researcher of the Housing Policy Research Center of the Guangdong Provincial Urban Rules Institute, also given the idea of ​​further optimization of supervision in an interview with reporters. He suggested that "First, the pre -sale fund supervision account should be monitored by the Housing and Construction Bureau, the supervisory bank, and the developer, and the supervision bank must be bidded and determined; the second is that the supervision process must be clear and clear. The regulatory bank is reviewed and finally approved by the regulatory authorities; third, the pre -sale supervision department, the bank and the housing construction department shall perform their duties, and do not meet the project progress and do not approve the application of funds. In principle, any company that has serious violations will never be hired in principle. "

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