Strengthen the supervision of pre -sale funds for commercial housing to say "no" to the rotten tail building

There is the latest trend to say "No" to the bad tail. Recently, the new regulations for pre -sale funds for commercial housing have been introduced in many places to strengthen the transparency of pre -sale funds, and at the same time, it has further strengthened the three parties of developers, government departments and banks.

In this regard, Bo Wenxi, the chief economist of IPG China, told a reporter from the Securities Daily: "From the perspective of frequent issuance of recently introduced, pre -sale funds are in the process of implementing and comprehensive optimization of them. The development of enterprises and industry will play a role in promoting liquidity recovery and industry recovery. "

Regulatory policy is densely introduced

On July 28, the Political Bureau of the Central Committee of the Communist Party of China held a meeting pointed out that it is necessary to stabilize the real estate market and adhere to the positioning of the house to live, not for speculation. Demand, compact local government responsibilities, keep interactive buildings and stabilize people's livelihood.

At the same time, since July, there have been new regulations for the supervision of pre -sale funds for commercial housing in cities, laying a solid foundation for "keeping traffic" and "preventing bad tails".

On July 12, Cangzhou, Hebei, issued the "Measures for the Supervision of Pre -Sales Funds for Commercial Houses in Cangzhou" (draft for comments), and incorporated the supervision obligations of banks and local government departments into the sale contract.

On July 14, Xi'an issued the "Notice on Printing and Distributing Work Measures on Propagation of Permanence of Commercial Housing Delaying Housing", and Shantou, Guangdong, issued the "Interim Measures for Supervision and Management of Pre -Sale of Commercial Houses", all linked the pre -sale supervision funds and project progress.

On July 28, the Jiujiang Housing and Construction Bureau of Jiangxi announced the pre -sale fund supervision account of 139 commercial housing in the central urban area in the central urban area. Pre -sale fund supervision account.

On August 2nd, the Dongguan Housing and Urban -Rural Development Bureau of Guangdong issued the "Notice on Further Regulating the Storage Management and Use Management of Pre -sale of commercial housing (Draft for Soliciting Opinions)", and the responsibilities of regulatory units, banking institutions and housing enterprises must be fulfilled Make a clear explanation.

On August 4, the Changsha Housing and Urban Construction Bureau issued the "Notice on Further Strengthening the Supervision of Commercial Housing Pre -Sale Fund". The "Notice" requires the full monitoring of the flow of pre -sale funds, implemented key supervision of project construction funds, guarantees "stay in the project, stays in the local area", preferentially used for project construction, and guarantees the completion of real estate projects.

In an interview with a reporter of a well -known housing company, a reporter from the Securities Daily said: "The series of policy ideas introduced this time is basically the same, mainly to strengthen the transparency of pre -sale funds, link with the project height, and further clarify the government departments and banks The ultimate purpose of supervision responsibility is the "preserving the intersection" and 'to prevent rotten'. This series of policies has positive significance for the real estate industry, financial industry, and protecting people's livelihood. "

Experts to improve the pre -sale system

"Pre -sale funds for commercial housing must ensure that the project is not badly handed over on time, but also to prevent excessive supervision and exacerbation of the liquidity pressure of real estate companies." Ber Wenxi pointed out that there are currently not regulatory supervision systems in my country's pre -sale fund supervision system and excessive excessive supervision and excessive supervision system The phenomenon of coexistence of regulatory issues, "However, from the perspective of frequent issuance of this year, the pre -sale funds supervision signs signs of optimization and improvement."

"The pre -sale system is conducive to increasing the source of the development of funds for real estate enterprises and accelerating the turnover of funds, and promoting the efficiency of the development and construction of the real estate industry. However, in the context of the new development model of real estate exploration, the relevant system will develop high -quality development and sustainable real estate enterprises. The development of a virtuous cycle has put forward higher requirements. "Bo Wenxi said.

Taking the recent series of policies introduced as an example, Wang Xiaoyu, chief analyst of Zhuge Housing Data Research Center, told reporters: "The supervision of pre -sale fund supervision will make pre -sale funds supervision more transparent. The sale of funds for project construction will effectively safeguard the buyers 'purchase rights and interests, reduce the concerns of the buyers' rottenness of the new house, and will also force the real estate industry to transform in the direction of financial stability and safe operation. "

Although the densely introduced by the New Deal refers to the "rotten tail building", many experts believe that the next further detailed rules will be introduced and implemented in place.

Wang Xiaoyu believes: "Policy has a certain positive effect on preventing rotten tail buildings, but it is also necessary to refine the process to effectively prevent it. Only the pre -sale fund supervision account is still confused for buyers. How to determine whether your home purchase funds have entered the corresponding pre -sale fund supervision account, etc. "

Li Yujia, chief researcher of the Housing Policy Research Center of the Guangdong Provincial Urban Rules Institute, also gave further supervision ideas in an interview with reporters. He suggested: "First, the pre -sale fund supervision account shall be monitored by the Housing and Construction Bureau, the supervisory bank, and the developer, and the supervision bank shall be bidded and determined; the second is that the supervision process must be clear and clear. The regulatory bank is reviewed and finally approved by the regulatory authorities; third, the pre -sale supervision department, the bank, and the housing construction department shall perform their duties and do not meet the project progress and do not approve funds for funds; In principle, companies with serious violations will never be hired in principle. "

Responsible editor: Wang Shidan | Audit: Li Zhen | Director: Wan Junwei

- END -