Adjust the second -hand housing reference price policy in many places?How should we judge the future of the second -hand housing market?

In the Chinese real estate market, compared with new houses, second -hand housing has always been relatively flexible. It is also so many places that have launched second -hand housing reference prices. Many people are asking where the second -hand housing market will go? How can we judge the future of second -hand houses?

1. Adjust the price policy of second -hand housing reference?

According to the Beijing News, the second -hand housing market regulation policy, which was previously highly hoped, was now diluted at the implementation level.

Public information shows that since the Shenzhen Municipal Housing and Urban Construction Bureau issued a second -hand housing guidance policy in February 2021, about 15 cities in the country have established second -hand housing guidance pricing mechanisms, but from the perspective of landing, only Shenzhen and Shanghai and Shanghai It is still strictly implemented, and the rest of the cities are diluted to varying degrees at the implementation level. If the bank will no longer lend at the guidance price, Xi'an has even stated that it will suspend the prices of second -hand housing.

According to the China Industry and Commerce Times report, the original intention of establishing a second -hand housing reference price system is to suppress the speculation atmosphere through the basis of acting on banks, intermediaries and other related institutions, as a basis for loan evaluation prices, and guiding buyers and sellers to return to reason. In the end Market transactions remain stable and healthy.

Now that the real estate market has shifted to bland, second -hand housing transactions are no longer hot, and the market is generally expected to adjust the second -hand housing reference price mechanism.

Taking Chengdu as an example, according to the 21st Century Business Herald reporters, from the beginning of this year, the banks of Chengdu have been lending in accordance with the evaluation price rather than the reference price during the second -hand housing loan, but the provident fund loan is still affected by the guidance price.

Another obvious change is that starting from May 10 this year, on the real estate trading platform in Chengdu, listed housing can not only see the guidance price of the community, but also show the real listing price of each set of housing landlords. And the average listing price of the community; and when the second -hand housing guidance price was introduced in Chengdu, the price of the listing house only showed government guidance.

What should I think of the future of second -hand housing?

We see that many people start adjusting the reference price policy of second -hand houses, and many people will be surprised. In the end, where are these places choose to adjust market development policies? What should we think of the reference price policy of adjusting second -hand houses in various places?

First of all, for the current market, the reference policy of second -hand housing prices is actually the main reason is that it is said that the previous second -hand housing trading market is overly prosperous, and it has even triggered a large market problem. Under the background, for the participants in the entire market, in fact, they are in a relatively losing rational state. In order to promote the entire market to become better, this second -hand housing reference price policy will be introduced. Through this reference price The way to cooperate with credit policies, and finally to prevent the phenomenon of overheating real estate. This was a background of the time for the second -hand housing reference price policy. It is actually a normal phenomenon.

Secondly, some of the largest changes in the entire market are now the core reason that the entire second -hand housing market has developed from the previous overheating to a relatively stable state. After a period of regulation and control, various places everywhere, all localities The prices of second -hand housing have gradually entered the relatively stable market development level, so under such a big background, the market price of second -hand housing has gradually returned to calmness, so for the reference market price of second -hand housing reference market prices in various places, the actual actual market price of second -hand housing is actually actual. There is no significance of it. After all, the current market has no problem of overheating. Since the market has not been overheated, it has become a normal phenomenon according to the actual situation. After all, policies have its timeliness and relative background. When the effectiveness has changed at that time, proper adjustments have been made, which will undoubtedly promote the development of the second -hand housing market.

Third, the policy orientation of the second -hand housing market in the future gradually differentiation will be the general trend of the market, because for the entire market, the market development space of second -hand housing is relatively limited, and the development trend of the overall market has occurred. The changes, since the development trend of the market is different before, and the future of the second -hand housing market, we should look at it in a more objective and rational direction. For some relatively old second -hand housing, in the future, we want to maintain a high price state in the future. It is more difficult, and the differentiation of the second -hand housing market will also be an inevitable trend.

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