Zhengyin, Zhizheng District, Yantai City, and escort the entrepreneurs
Author:Qilu.com Time:2022.08.06
Qilu.com · Lightning News August 6th. In order to solve the problem of "financing difficulties and expensive financing" of small and medium -sized enterprises, the Financial Supervision Bureau and the Science and Technology Bureau of Zhizhen District, Yantai City, teamed up with Yantai Rural Commercial Bank to create a inclusive financial product - Entrepreneurship guarantee loans to open new ideas and provide new paths for enterprises' financing.
Entrepreneurship guarantee loans refer to the borrower with individuals or small and micro enterprises with stipulated conditions, providing guarantee for the entrepreneur guarantee fund, and the financial department will give discounts to support personal entrepreneurship or small and micro enterprises to expand employment. The characteristics of low interest rates, high discounts, and small conditions are one of the preferred financing loan projects for emerging enterprises.
Recently, Shandong Xiaoying Technology Service Co., Ltd., located in Zhizheng District, provides better bicycle -sharing services to the citizens in order to enhance the core competitiveness of the brand and prepares to update and upgrade the card position and technology. However, in the context of no mortgage, the road of financing of small and micro enterprises is difficult.
After learning about this situation, the Financial Supervision Bureau and the Science and Technology Bureau of Zhizheng District immediately connected with Yantai Rural Commercial Bank to conduct a deeper comprehensive assessment of enterprises in combination with the actual situation. After inspection, the Zhixi District Sub -branch of Yantai Rural Commercial Bank determined that the company met the loan condition of "entrepreneurial guarantee loans". A few days ago, in the case of zero mortgage, only 3 days, 1 million yuan of financing loans were allocated in place.
Zhang Ying, chairman of Shandong Xiaoying Technology Service Co., Ltd., said excitedly that entrepreneurial financing loan policies like this, coupled with government discounts, can be as low as 2.2 %, which not only solves the pressure of corporate funds, but also stimulates small and micro enterprises. Vitality.
Focusing on the company's "urgency and anxiety", the functional departments continue to make efforts. In the next step, the Financial Supervision Bureau and the Science and Technology Bureau of Zhizheng District will continue to increase corporate services, make good use of the country, provincial and municipal support policies, optimize the business environment, help enterprises to relieve difficulties, and promote the steady economic growth of Zhizheng District.
Lightning News reporter Yu Beijia Correspondent Yu Wenjing Li Xinxing reported
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