These companies in Xiamen do not affect credit reporting and free penalties!Details →

Xiamen City issued \"Several Measures for Financial Supporting Economic Insurance Growth Promotional Development\"

● Increase credit delivery

Arrangement of no less than 50 billion yuan of re -loan re -discount funds

● Encourage special offers

Delayed loans do not affect credit reporting, free penalty interest

● Broaden financing channels

Support related enterprises exempt from listing related expenses

●优化服务环境

进一步扩大出口信用保险覆盖面

近日，市金融监管局会同财政部厦门监管局、人行厦门市中心支行、厦门银保监局、 The Xiamen Securities Regulatory Bureau issued the \"Several Measures for Financial Supporting the Development of Economic and Insufficient Growth Promotion\" (hereinafter referred to as the \"Measures\"). It specifically uses two measures to increase credit investment, encourage special discounts, broaden financing channels, and optimize the service environment. Effectively implement the latest policies of the State Council, the Central Ministries, and the Provincial Party Committee and Provincial Government, and provide strong and effective financial support for the real economy in conjunction with the actual situation of Xiamen.

According to the relevant person in charge of the Municipal Financial Supervision Bureau, this \"measure\" covers financial services in the fields of banking, insurance, capital, and local financial organizations. Among them, on the basis of the previously introduced bailout policy, the \"Measures\" specifically added measures for major projects, key projects, and business environment to further promote financial resources to empower the real economy, promote the city's economy's recruitment Growth increase and increase.

大 Increasing credit release arrangements no less than 50 billion yuan and re -loan re -discount funds

In terms of credit release, the \"Measures\" clearly promotes the increase in credit investment and increased. The implementation of the monetary credit policy ensures the growth rate of inclusive small and micro loans, the growth rate of medium- and long -term loans in manufacturing, and the growth rate of green loans is not lower than the growth rate of various loans. Among them, for the first time, the management list system management of key support enterprises and projects is proposed, and financial institutions are actively connected to financial institutions through the \"white list\".

At the same time, the \"Measures\" specifically proposed to increase the support of inclusive micro -loan, and arrange for no less than 50 billion yuan to reuse the discounting funds to give full play to the role of inclusive micro -loan support tools. It supports the support of retail companies, transportation, logistics, cultural tourism, accommodation catering and other industries and enterprises that are seriously affected by the epidemic. Give full play to the role of inclusive small and micro loan support tools, and provide financial support at 2%of the increase in the balance of the Local Legal Bank inclusive small and micro loans (including the extension of the inclusive small micro loan formed by the repayment of the principal and interest).

\"This year's re -loan and re -discounting funds increased significantly compared with last year, and it really enhanced confidence and momentum for our financial support to the real economy.\" The person in charge said.

励 Encourage the delayed loan of special discounts does not affect credit reporting, free penalty interest

In addition to the strong investment of real gold and silverCorporate burden. Including guiding financial institutions to reduce costs, give full play to the effectiveness of LPR reform, consolidate general loan interest rates and inclusive small micro loan interest rates, and encourage financial institutions to implement more preferential interest rates and services on the stage and corporate stages that are seriously affected by the epidemic. TOLL.

At the same time, encourage the implementation of extension and repayment of principal and interest, supporting financial institutions and the affected by the epidemic, small and medium -sized enterprises, individual industrial and commercial households, and truck drivers. Methods must not be blindly loaned, loan, loan, and loan. \"In response to the latest policy of the central bank, we specially emphasized the\" measures \"in the\" Measures \". 'Instead of judging substantial risks on delay loans, not alone due to epidemic factors to reduce loan risk classification, not affecting credit records, and exempting penalties. To say, to a large extent, the market entity can operate more at ease. \"The person in charge told reporters in this way.

In addition, the \"Measures\" also specifically proposed to further simplify the application process of emergency loan funds, and give full play to the guidance of government special funds such as financial discounts, technological innovation funds, bailout funds, small and medium -sized enterprises financing funds and other government funds. , Meet the financing needs of enterprises.

拓 Greed up financing channels to support related enterprises to exempt relevant expenses of listing

In order to help enterprises obtain funds through diversified channels, the \"Measures\" proposed to optimize the multi -level capital market financing function, support related enterprises based on the basis The regulations are exempted from listing related expenses, and enterprises are promoted to go public in domestic and foreign capital markets. Encourage market entities to use the bond market innovation varieties to expand the scale of bond issuance. Support eligible legal person financial institutions to issue special financial bonds.

At the same time, it clearly improves the effectiveness of government financing guarantee services, encourages government financing guarantee agencies to carry out \"shall be shared\" batch business cooperation, the guarantee premium rate does not exceed 1%, and anti -guarantee requirements are canceled.

On this basis, the \"Measures\" also specifically put forward support for the national economic key areas, innovate the characteristics of financial products and services in rural revitalization, increase the support for enterprise technology development and technological transformation, and improve the improvement of corporate technology development and technological transformation. The proportion of manufacturing loans, do a good job of financing docking of green financing enterprises and projects, and increase credit support for core enterprises and upstream and downstream small and medium -sized enterprises; strengthen support for infrastructure construction and major key projects, encourage policy banks And the insurance company has played a long -term financial advantage, and fully uses PPP, REITs and other models to broaden major key project funding channels.

化 Optimize the service environment to further expand export credit insurance coverage

\"Faced with the changing international situation, we hope to create a guaranteed financial environment for enterprises and be a strong backing for enterprises. The person in charge said firmly.

The \"Measures\" proposes to do a good job of financial services for small and micro enterprises, guide financial institutions to establish a list of small and micro enterprises to serve small and micro enterprises, and optimize the allocation of credit resources. Make good use, Strengthen the empowerment of fintech, increase the proportion of first loan households, and expand the coverage of small and micro enterprise customers.

At the same time, in order to do a good job of financial insurance, the \"Measures\" clearly strengthened the level of insurance risk protection, further expand the coverage of export credit insurance, and give priority to handling insurance claims that affect export companies. Support insurance companies' insurance liability for accident insurance, disease insurance, employer liability insurance, and disaster insurance products to new crown pneumonia.

In addition, in order to serve cross -border trade investment and financing facilitation, according to the \"Measures\", it will promote the improvement of the facilitation policy of high -quality corporate trade foreign exchange and expenditure, support the development of new offshore international trade, promote the RCEP framework The lower cross -border investment and financing business cooperation, relying on the cross -border financial blockchain service platform to deepen banks and insurance institutions' cooperation in export credit insurance policy financing, enhance the service capabilities of foreign exchange derivatives in financial institutions, and respond to the risk aversion needs of enterprises in a timely manner.

The main measures of the pioneering channels

For details, please refer to \"Xiamen Financial\" WeChat public account

(text/Xiamen Daily reporter Lu Yang Correspondent Huang Anqi Huang Xiaojun)

➤ launched three measures to encourage trade unions at all levels to help market entities relieve difficulties

Recently, the Xiamen Federation of Trade Unions and the Municipal Finance Bureau jointly released the \"Encouragemental encouragement about encouragement \"Notice of helping domestic demand -related work at all levels\", three measures were introduced, with end -of -day condolences, employee recuperation, cultural and sports activities, etc.

According to the \"Notice\", in order to promote the stable economic operation, trade unions at all levels in the city must give full play to their functions and help market entities relieve difficulties.

● In terms of holiday condolences

Encourage party and government agencies, enterprises and institutions, and social groups to issue 2022 holiday condolences and other welfare condolences before June 30.

● Employee treatment for recuperation

Support travel agencies in accordance with relevant regulations, to undertake union activities such as employees for recuperation and spring and autumn travel.

● In terms of cultural and sports activities

Encourage grass -roots unions to actively carry out healthy and physical activities, purchase sports products and services such as performance events, movie tickets, park tickets in the city.

(Xiamen Daily reporter Weng Huahong correspondent Lin Liuyi)

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