This loan principal can be repaid!The application strategy is here →

In order to help the family's economic difficulties to relieve employment pressure, a few days ago, the four departments of the Ministry of Finance and the Ministry of Education jointly issued a notice to clearly clarify the principal of the national student loan principal who should pay back to 2022 and previous year. Autonomous application can be repaid for one year. The delayed loan does not count the interest and compound interest, and the risk classification will not be reduced for the time being.

Let's look at it together

Hosted by Bank of China and National Development Bank

National Aid loan principal delay repayment

Application operation guide

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Bank of China

Application channel name

"China Bank Assistant Loan Assistant" WeChat Mini Program

Application method

Please enter the "China Bank of Assistant Loan Assistant" in the WeChat "Search Mini Program" function, or scan the following QR codes, and then enter the application according to the prompts to initiate an application.

application time

(The following are Beijing time)

June 16, 2022 to December 31, 2022

Service area

(1) Application for extension of the scope of the students of this borrowing

Lending students who repay the principal within 2022. Graduates who have settled a national student loan before applying are not within the scope of the policy funding.

(2) Application for overdue records adjustment to adjust the scope of borrowing students

From the end of 2022, the new coronary pneumonia epidemic was affected by the new coronary pneumonia's epidemic.

Kind tips

If you have entered the current issue when you apply, the application time will be postponed for one year; if the start of the day from the end of 2022, and the application of the students who have not entered the current period, the start of the current repayment plan will start Also postponed today. After the submission of the application for this application, if the policy requirements are met, the Bank of China will adjust the new repayment plan. After the adjustment, it will be informed by SMS. You can also view the latest repayment plan on electronic channels such as mobile banking.

After the application for overdue record adjustment, Bank of China needs to perform the corresponding audit procedures. If the review will be notified by SMS, or you can also check the adjustment credit report on mobile banking or other official channels.

Bank of China will not take unreasonable conditions, request transfer remittances, or ask for personal information on the grounds of postponing reciprocity and adjustment of overdue records. If you receive such emails, telephones or text messages, please do not trust to avoid suffering.

If you have any questions, please call the 95566 customer service phone or consult the local Bank of China outlets.

National Development Bank

Application time and deadline

Project extension application operation

(1) Log in to the student's online system, click the "principal extension" of the dishes, the "policy prompt box" of the bomb frame, and the set button below the prompt box "I have read and fully understand the above policies and related interpretations";

Principal extension-menu column-policy prompt bomb box

(2) Click "I have read and fully understand the above policies and related interpretations" button, the jump display display contract list is not postponed, and the display button below the application contract list "Delay application" is not extended.

Principal extension-underebure application contract

(3) Click the "Delay Application" button, the bomb box "principal extension repayment application form", the application form display the postproof contract repayment plan to change the data, set the "consent" and "disagreement" button below;

Principles Delay-Application Form

(4) After confirming that there is no error, click the "Agree" button, the "password verification box" of the bomb frame, and the user enters the login password and graphics verification code;

Principal extension-password verification

(5) Click to submit, the principal extension of the application is successfully submitted, and the jump display has been applied for the extension contract list;

Principles Extension-Application for Delayed Contract

(6) After the student submits the principal extension application, it does not need to be approved, and it takes effect that day. Students who have applied for "principal extension and repayment" shall not cancel the extension application, but you can apply for early repayment during the delay. If there are multiple student loan contracts under the name of the borrowing student, you need to apply through the student's online system without the application for the earliest expiration contract.

Inquiry of principal extension application

Users who have applied for the principal extension, click the "principal extension" menu, and the jump display has applied for a launch of the extension contract.

If you have any questions, you can call the State Development Bank's student loan call center 95593 consultation. The consultation time is from 8:30 to 17:30 working days. (Responsible editor: Yang Xue)

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