Financial supports the development of characteristic industries to help good tea "out of the mountain" to get out of the way to get rich

Financial supports the development of characteristic industries to help good tea "out of the mountain" to get out of the way to get rich

Dai Zhongdan

Over the years, Yunnan Lianghe Rural Commercial Bank has insisted on returning to the origin, always maintaining the "surname, small, surname, and surname", and the main responsibility of serving the "agriculture, farmers" and the real economy, and made every effort to create "precise financial poverty alleviation, specialty products , Modern financial services, inclusive finance "," 4 brands ", accurately connect with the financial service needs of poor farmers, characteristic industries, and key poverty alleviation projects in the county, fully serve poverty alleviation, and use colorful cloud tea" loans "to the villagers to get rich. Essence

The Lianghe Rural Commercial Bank of the Factory Sub -branch serves Dachang Township in the eastern part of Lianghe County. This is the subtropical monsoon climate. There are 5 administrative villages, 22 natural villages, and 54 villagers in the jurisdiction. The administrative area is 85.52 square kilometers. The mountains and rivers are beautiful here, and the folk customs are simple. Every tea tree here is the agarwood of time, but the planting ecological tea is made from the careful maintenance and superb tea making skills of each tea tree. Many years ago, many tea farmers kept their own tea mountains that solved their basic life, but they could not find a way to get rich.

The large factory branch closely focused on the development positioning of the "one county, one leaf" characteristic pillar industry in Lianghe County, and moved the "financial service window" forward. From day to night, from the farmers' home to the mountain tea field, there are Lianghe Rural Commercial Bank cadres everywhere. Employees. They talked with tea farmers about climate, tea planting, processing, and sales, understanding difficulties and needs from tea farmers, visited and registered in the fields, farmers' homes, communicated with farmers with the most simple emotions, and practiced the Lianghe River with the most grounded drips. The original intention and mission of rural commercial banks to serve agriculture, rural areas. In 2021, under the leadership of the party committee and government, the Greater Factory Tea Township was poverty alleviation.

Yin Shouhui, a branch of the Da Fang Village Committee, is a party member and village cadre, and a leader who leads the folks to start a business. He is familiar with the tea planting technology, and with the support of the credit funds of the Greater Factory Sub -branch, he brings the villagers in his hometown to the way to get rich from tea planting, tea collection, processing and sales. Whenever he mentioned his difficult entrepreneurial to get rich, he always had to emotion: "In the past, we only used handmade workshops to process and produce back dragon tea. Now the scale of tea -making tea has continued to expand. The loan funds did not have the guarantor or mortgage, and I was also anxious at the time. Lianghe Rural Commercial Bank of the Factory Sub -branch in time contacted the agricultural company to give me sufficient credit funding support to make the folks work more confident and confident. Next, in the county party committee and county. Under the leadership of the government, we also need to combine the tea industry to develop ecological and rural tourism. We firmly believe that with the support of the government and the support of the Rural Credit Society, the days of the folks will be more popular. "

Big Brother Liao Zhonglou in Dachang Township has suffered from pediatric paralysis since he was a child. He has been walking on a crutch. His short -sized wife Yang Yaoshun was linked to Brother Liao in 1992. Although the couple suffered from disabilities, they were suffering from disability, but they were based on one. The motivation of the discharge of losses and unwillingness, loaned from the credit agency of the large factory at the time, worked hard to maintain more than 10 acres of tea land in the home, and learned tea technology from the technicians in the village. Over the years, with the continuous support of Lianghe Rural Commercial Bank's entrepreneurial loans and small farmers' loans, the "Lianghe Middle Tower Tea Factory" has been registered, and the tea produced is exported to Guangxi, Guangdong, Hainan and other places. Since 1992, the annual processing and sales of tea have increased from 8 tons to about 25 tons. The annual sales revenue has increased by more than 20 times, and the annual home net income has increased by more than 10 times. Over the years, the couple took off a piece of tea in their tea fields with both hands to make the fragrant and pleasant Huilong tea, and also removed the "hat" of the poor households. Now the children and grandson Cheng Huan knew, the life was warm and sweet.

After the tea dinner, Sister Yang always told everyone the story of my own hard work: "When I first married Lao Liao, the family was so poor that he was not good at his body. Mountain tea land, the life is tightly lived. It is the enthusiastic and thoughtful service of the large manufacturer's credit agency to let my family be courageous to go to loan to start a business. Try to improve tea planting technology, try to acquire and process and sell one -stop industrial road. Once again and again, the large factory credit cooperative is my strong backing on the road to getting rich. "

In recent years, Lianghe Rural Commercial Bank has issued a total of 250 million yuan loan to more than 3,000 farmers, and has issued a total of 0 50 million yuan of tea loans to more than 400 small and micro -tea merchants to help more tea farmers and tea companies from poverty alleviation to get rich and get rich. , Go to happiness well.

The large factory branch is a microcosm of Lianghe Rural Commercial Bank. On the road to rural rejuvenation strategies that connect the country, the bank will always adhere to the original mission of the branch of the branch agricultural branch and the responsibility and responsibility of the local financial assistance army and rural revitalization. Configure more financial resources to key areas and weak links in rural areas, combine the "whole village credit" work to improve the financial literacy of farmers, better meet the diversified and multi -level financial needs of rural rejuvenation, and use the continuous financial "living water". Provide a strong financial service engine for rural revitalization.

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