Ensure that financial services guarantee accurately and direct direct promotion of high -quality economic development steadily improvement

Jining News Network (Trainee reporter Yao Litong) On the morning of August 4, the Jining Municipal Government News Office held the third press conference of the theme series of the theme of the "Following the New Bureau" to introduce the financial service guarantee and assistance of the financial system of Jining City. Push the situation of high -quality economic development and answer questions from reporters.

Since 2022, the city's financial system has thoroughly implemented the spirit of the 14th Party Congress of Jining City, and focused on the decision -making arrangements of the Jining Municipal Party Committee and Municipal Government. Power and implementation, the quality and efficiency of the economic and social development of financial services has been comprehensively improved, and the main financial indicators are at the forefront of the province.

Financial helps economic and social development quality and efficiency comprehensive improvement

The implementation of the "financial assistance company climbing" project is a clear hosting bank for 863 climbing enterprises, and climbing corporate loans increased by 26.25%. Improve the system of deputy mayor of 156 financial cadres, and provide credit support of 5,160 new agricultural business entities for 5,067 billion yuan. Promoting the expansion of financial counseling and financial housekeeper, the city and county financial counseling teams were 6.145 billion yuan in coordinated credit funds for 2,497 tutoring enterprises. Introduced nine measures for the prevention and control of financial support and economic and social development, organized a series of training of financial benefits to enterprise policy, and strengthened policy funds to strive for use. In the first half of the year, the policy bank loan was 4.94 billion yuan. The goal of 100 million guarantees reached 14.565 billion yuan in balance.

At present, the total number of companies in the city to be issued, queuing to be tried and tutoring has reached 9, which is at the best level in history; two new -board innovation -oriented listed companies have been added to create conditions for the listing of the Beijing Stock Exchange. Strengthen the construction of the backup resource echelon, go to the county and city to carry out a special investigation of the listing of enterprises one by one, and recommend high -quality enterprises to be included in the list of reserve enterprises in the provincial and municipal key listing. As of now, the city's key listing reserve enterprises and municipal key listing companies have reached 23 and 154 respectively. Qilu Equity Trading Center added 21 newly listed companies, with a total of 550, and ranked second and third in the province. The company's direct financing has increased well. As of the end of June, the city's newly added equity financing of 1.232 billion yuan and 5th in the province; the new company's credit bond financing was 20.875 billion yuan, and the balance reached 127.84 billion yuan, ranking 4th in the province in the province. , 3rd.

Establish a weekly adjustment mechanism for major financial risk events, and strengthen the analysis and judgment of financing risks of local state -owned enterprises and government financing platforms. Accelerate the resolution of financial risks of key enterprises to avoid the risk of disclosure market defaults. The city's financial situation is generally stable. Since the beginning of this year, one company in the city has withdrawn from the provincial risk ledger and is one of the two province's withdrawal enterprises in the province. Two enterprises have withdrawn from the market risk account. Strengthen the disposal of non -performing loans, and supervise the pressure of non -performing loans on site in key banking institutions, key counties and cities. In the first half of the year, the city had a total of 3.348 billion yuan in non -performing loans, and the disposal rate of non -performing loans was 31.27%, which was 4.43 percentage points higher than the province. As of the end of June, the city's non -performing loan balance was 7.277 billion yuan, the non -performing loan ratio was 1.17%, and the average of 0.23 percentage points below the province was lower than the province.

In the next step, the city's financial system will resolutely implement the city's key project observation summary and the spirit of the second half of the mobilization conference in the second half of the year, resolutely carry the financial support to maintain the major political responsibility of the economic market, make every effort to do a good job of financial reform and development, implement the details Various policies and measures, firmly adhere to the financial security bottom line, and welcome the 20th National Congress of the Communist Party of China with actual results.

In the first half of 2022, the People's Bank of China Jining City Central Branch focused on the overall work of the city and made full use of monetary policy tools to highlight the leadership of central bank funds. Credit distribution in key areas such as Huixiaowei, scientific and technological innovation, and rural revitalization has promoted the rational growth of the scale of monetary credit, and fully supported the high -quality development of the real economy.

Promote the reasonable growth of monetary credit to support the development of the real economy.

In the first half of the year, the newly fought for re -loan and re -discounting quota was 1.23 billion yuan. The cumulative use of central bank funds was 10.3 billion yuan, benefiting more than 2,500 market entities, saving more than 70 million yuan in financial costs for enterprises. At the end of June, the city's loan balance was 618.8 billion yuan, an increase of 58.7 billion yuan from the beginning of the year, an increase of 3.9 billion yuan year -on -year, an increase of 10.5%, and the growth rate remained in the top three in the province for 6 consecutive months.

Carry out the special action of "Green Finance Comprehensive Promotion Year", and combined with the Jining Municipal Development and Reform Commission to screen 88 projects to be selected as the first batch of carbon financial project libraries in the province, the number one in the province. The city's financial institutions have issued a total of 900 million yuan in carbon emission reduction loans. At the end of June, the city's green loan balance was 28.38 billion yuan, an increase of 4.7 billion yuan and an increase of 19.8%over the beginning of the year.

Create the "one county, one product" of the rural revitalization of the countryside, promote the typical model of the "insurance policy" of Wen Shang, and create a new highlight of financial empowerment of rural revitalization. At the end of June, the balance of agricultural loans in the city was 253.9 billion yuan, an increase of 27.7 billion yuan and an increase of 12.3%over the beginning of the year.

Promoting financial institutions to reduce costs. Since September 30 last year, the city's banks and payment institutions have reduced fees of 36.333 million yuan to benefit 285,000 small and micro enterprises and individual industrial and commercial households. Implement LPR reform measures and guide market interest rates. In the first half of the year, the average interest rate of newly issued corporate loans in the city fell to 4.65%, a year -on -year decrease of 0.1 percentage points. Promote the steady growth of real estate loans and guide personal housing loan interest rates to decline. At the end of June, the city's real estate loan balance was 158.56 billion yuan, an increase of 7.06 billion yuan from the beginning of the year. In June, the average interest rate of personal housing loans for the first home was 4.35%, a year -on -year decrease of 1 percentage point.

In the next step, the People's Bank of China Jining Municipal Center Sub -branch will continue to play the leading role of the central bank's funds, increase credit offering in key areas such as inclusive small and micro, scientific and technological innovation, and rural revitalization, and fully support the high -quality development of the real economy.

Since 2022, the Jining Banking Regulatory Bureau has resolutely implemented the decision -making and deployment of the Party Central Committee and the State Council. Under the strong leadership of the Jining Municipal Party Committee and Municipal Government, we have adopted a number of detailed measures around the policy of solid economy to promote the implementation of policies and leading. The bank insurance institutions in the jurisdiction fully support the stable and stable market entities.

Refine measures to promote policy implementation and fully support the stable growth and stable market entities

Focus on "manufacturing strong cities", build rural revitalization Qilu model development strategies, guide financial institutions to comprehensively use financial resources such as credit, insurance, etc., and fully meet the needs of major strategies, key projects, and major engineering funds in Jining. At the end of June, the balance of manufacturing loans increased by 10.419 billion yuan from the beginning of the year, of which the medium- and long -term loans of the manufacturing industry increased by 3.479 billion yuan from the beginning of the year. The growth rate of manufacturing loans was 7.92 percentage points higher than the growth rate of various loans. The city's inclusive agricultural loans increased by 9.132 billion yuan compared with the beginning of the year, and the growth rate was higher than the growth rate of 6.38 percentage points. Agricultural insurance provided risk protection for 595,100 agricultural households, and paid expenditure was 81.881 million yuan.

Give play to the leading role of regulatory supervision, and promote policy and products directly to market entities by carried out activities such as "financial services into 10,000 enterprises". Fully go to stabilize enterprises to relieve the company, urge banks to meet the reasonable financing needs of serious industries such as accommodation, catering, cultural tourism, and transportation, and encourage the implementation of loans such as small and medium -sized enterprises, individual industrial and commercial households, truck drivers and other loans. At the end of June, the city's inclusive small and micro -enterprise loans increased by 8.27 percentage points higher than the annual loans at the beginning of the year, and the number of households increased by 12,800 households at the beginning of the year. The coverage and accessibility of the financial services of the micro -enterprise industry will be fully kept.

Keep in mind the political and people's nature of financial work, play the role of financial security, and support the stability of the city's economic market and high -quality development. Guide banking institutions to reasonably formulate new credit plans to continue to reduce financing costs. At the end of June, the balance of corporate loans in the city increased by 45.24 billion yuan from the beginning of the year. A percentage point; the average interest rate of corporate loans decreased by 0.33 percentage points from the beginning of the year, of which private enterprise loan interest rates decreased by 0.58 percentage points from the beginning of the year. Promote the return of insurance regression to ensure the origin, and play a "stabilizer" role in the main body of the market, the employment, and the life of the people. In the first half of the year, the city's insurance institutions paid expenditure of 3.924 billion yuan, an increase of 9.59%year -on -year.

In the next step, the Jining Banking Regulatory Bureau will continue to implement various policies in accordance with the decision -making and deployment of the Jining Municipal Party Committee and Municipal Government, and fully support the stability of the economic market and the high -quality economic development.

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