The nation's first mutual insurance mechanism inclusive insurance product "Shenzhen Zhonghui Insurance" was launched

Yesterday, the first domestic inclusive insurance project "Shenzhen Zhonghui Insurance" held a launch ceremony in Shenzhen. The project is the public welfare guidance unit and the Municipal Youth Development Foundation as the public welfare organizer. The characteristics of protection and full coverage will help improve the ability of Shenzhen's multi -level social security system and enhance the ability of individuals and families to resist accidental risks.

Help Shenzhen to improve the social security system

Mutual insurance is currently one of the mainstream insurance forms. Its inclusive attributes are more prominent, with the purpose of "helping each other and sharing risk", to provide the insured with inclusive and high -quality insurance protection, and achieve a better balance of economic and social benefits.

"In the mutual insurance mechanism, there is a process of continuous development and evolution from self -help to mutual assistance from self -help to mutual assistance. As a witness, recorder, and communicator of social development, Shenzhen Newspaper Group assumes the responsibility of social thoughts and public opinion guidance. It should be actively spreading beautiful things. "Zhu Yongfeng, deputy general manager of Shenzhen Newspaper Group, said in the event that it is expected that mutual insurance can transmit the spirit of mutual assistance and the concept of goodness, and provide more complete comprehensive Insurance security services.

Li Jing, chairman of Zhonghui Property Mutual Insurance Agency, said that he hopes to provide the public with inclusive and quality accident insurance for citizens through "Shenzhen Zhonghui Insurance", help Shenzhen build a full -coverage and sustainable social security system, and strive to enhance the public's sense of gain. A sense of happiness and security.

The minimum monthly is 9.9 yuan to participate in the insurance

The reporter found that there are many highlights of the "Shenzhen Zhonghui Insurance" launched on this time. From the perspective of those who can participate in the insurance, the product further reduces the threshold for insurance -insured people are not limited to age, occupation, Shenzhen household registration, medical insurance insurance status As long as one of the three conditions of Shenzhen residence permit with Shenzhen residence permits, Shenzhen's basic medical insurance, and residential registration can be insured.

At the same time, the product has the characteristics of low -insurance premiums and high insurance amounts. The most significant differentiated guarantee is based on the first -year personal accident insurance. Essence The premiums are divided into three grades of 9.9 yuan, 12.9 yuan, and 19.9 yuan per month. Citizens can selectively participate in insurance according to their own economic and personal security conditions.

"As a insurance project with the characteristics of mutual mechanisms,‘ Shenzhen Zhonghui Insurance ’will be accounted for independently.

It is reported that the "Shenzhen Zhonghui Insurance" personal concentration insurance time is from now until September 22, 2022, and the guarantee time is from September 23, 2022 to September 22, 2023.

Tip

Mutual insurance

Mutual insurance refers to an unit or individual with a units or individuals with homogeneous risk protection needs to become members through a contract, and pay premiums to form a mutual assistance fund. The fund's insurance activity of the losses caused by the accident stipulated in the contract. Essence

(Author: Shenzhen SAR Reporter Zhang Cheng)

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