The China Banking Regulatory Commission issued the "Notice on Strengthening the Management of Internet Loan Business Management of Commercial Banks"

In order to further standardize the business operations of the Internet loan business of commercial banks and promote the steady and healthy development of the Internet loan business, the China Banking Regulatory Commission has recently issued the "Notice on Strengthening the Management of Internet Loan Business Management of Commercial Bank" (hereinafter referred to as the "Notice").

The "Notice" has thoroughly implemented the central government's decision -making and deployment of the central government's healthy development of the platform's economic norms, strengthened the supervision of Internet loan business, adhered to development and standardization, and encouraged commercial banks to steadily promote digital transformation, give full play to the Internet loan business to help market entities relieved babbling While strengthening the active role of new citizens' financial services and optimizing financial support in key consumption areas, the issues such as commercial banks are not in place in business development in business development, from performing the main responsibility of loan management, strengthening information and data management, improving loan fund management , Standardize cooperative business management and strengthen consumer rights protection, etc., further refine the requirements of commercial bank loan management and independent risk control requirements.

In terms of transitional arrangements, factors such as the rectification of commercial banks, business continuity, and connection with credit reporting regulations are comprehensively considered. On June 30th, the transition period of the "Interim Measures for the Administration of Internet Loans for Commercial Bank" was also extended to ensure that the Internet loan business continued to support the real economy.

The implementation of the "Notice" is conducive to further improving the Internet loan supervision system of commercial banks, standardizing business cooperation, and promoting the healthy development of the platform's economy and standardized development. In the next step, the China Banking Regulatory Commission will strengthen supervision and guidance and implementation, promote commercial banks to carry out Internet loan business in accordance with the law and prudent Internet loan business, effectively improve the level of management and management, and continuously improve the quality and efficiency of financial services.

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