Starting on November 20th, a pilot pilot pilot of specific pension savings will be launched in Guangzhou and other places

Yangcheng Evening News reporter Dai Manman reports: According to the official website of the China Banking Regulatory Commission on the 29th, recently, the CBRC and the People's Bank of China jointly issued the "Notice on Carrying out the Pilot Work of Specific Pension Savings" (hereinafter referred to as the "Notice") to start specific pension savings savings Pilot. The notice clearly states that starting from November 20, 2022, ICBC, Agricultural Bank, Bank of China, and Construction Bank have launched a pilot of specific pension savings in five cities in Hefei, Guangzhou, Chengdu, Xi'an, and Qingdao. 10 billion yuan, the pilot period is one year.

Among them, the specific pension savings products include three types: complete deposit, zero deposit, and zero deposit. The product period is divided into 5 years, 10 years, 15 years, and 20 years. The listing interest rate of five -year deposits. The principal of the deposit of a special pilot savings product in a single pilot bank is 500,000 yuan.

The notification requires the pilot bank to do a good job in product design, internal control, risk management and consumer protection to ensure the steady operation of specific pension savings business.

"Pension savings pilots are based on my country's public savings preferences to innovate products and services, helping to further enrich the supply of pension financial products, and supplement it with pension wealth management products, pension insurance products and pension fund products." It is said that this pilot city covers East China, South China, North China, and Southwest. On the basis of pilot, the pilot experience should be summarized as soon as possible, the size of the pilot product should be increased in a timely manner, and the pilots should be extended to other large banks and small and medium banks to better better way Meet the public's demand for pension savings.

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