"Assistance" wealth management fraud into the community, Feng Chao is mad?
Author:Chai Dogski Time:2022.07.29
Fengchao with thick eyebrows, a bunch of surprised things was exposed ...
Many consumers have found that information from Fengchao Express always receives information from Fengchao Express.
But click in, good guy, it is actually the financial advertisement of the title "Goodbye, Yu'ebao ...".
Let's not say that this kind of information is suspected of fraud and deceive users to click on financial advertising. It is very unrealistic and may be suspected of illegal;
So such a title party, especially an advertisement, directly use the method of degrading the competition Yu'ebao. Is it really good? Why don't Alipay take the legal weapon to control him?
Of course, if this operation is just a title party's advertisement, that's it, but the problem is that this wealth management platform is an illegal fund -raising fraud platform that was exposed very early!
After the financial advertisement, the user was induced in and found that the yield on declaration of the former national financial artifact Yu'ebao had fallen below 2%, and recommended a "Internet industrial investment" wealth management platform prosperous.
The advertising copy states that this is a wealth management platform suitable for Xiaobai investment, and claims that the income is 15-50 times that of the bank's life period, and the investment threshold is 500 yuan. All projects are guaranteed and insured, and the income is calculated every day.
What kind of stock do you still fry at such a high income? What kind of house to buy?
In order to dispel user doubts, this platform also packaged and said that it was a state -owned enterprise and a professional risk control team.
But is this really the case? According to the Beijing Commercial Daily, this so -called rejuvenation of state -owned enterprises is a platform for illegal fund -raising fraud.
As long as Feng Chao moves a little bit, or moves, he knows what the platform is.
First of all, the propaganda of 50 times the income higher than the bank has made people doubtful. Second, there are also clearly stipulated that all wealth management products must not be promoted.
And Feng Chao is to make money, openly violated the law with the liar, and flickered the public.
What's more noteworthy is that before the incident was exposed, what was the prosperity of Xingxin and the media had already been exposed.
On the Internet, the routine of Xingxin's prosperity and fraud cases are everywhere.
Some media even exposed their fraud routines early. For example, their salespersons were mixed with various groups, and they were packaged as senior financial management, and then publicized their financial management capabilities by personal social platforms and group exposure income.
After the target is hooked, it is recommended to recommend the prosperity of Xingxin. A few days before the funds invested, the user found that, as promoted, the income was very high and could be withdrawn every day.
After the user relaxes his vigilance and wants to make more psychology, he will undoubtedly invest several times or even dozens of times the amount of the initial, or even tens of times. After investing in, he finds that the withdrawal is not available.
For example, Ms. Li reported by the media was scammed by 290,000 by such a routine. At first, Ms. Li joined a Xingxin Dingsheng APP group and learned in the group that the teacher of "Chen Hao" was very good. Downloaded and registered the Xingxin Dingsheng APP.
At first Ms. Li also tried to invest and withdraw, and found that the operation was normal and reliable, and the income was considerable, so she continued to increase the investment amount, with a total investment of 291,000 yuan. Later, Ms. Li found that the Xingxin Dingsheng app could not operate, and the "teacher" had already pulled her black, and she realized that it was fraud.
The other Mr. Wang was the first investment on May 25. Investing in 50,000 yuan, he soon had a profit of 1,000 yuan. Mr. Wang tried to withdraw and succeeded. High income and guarantee are guaranteed.
Mr. Wang increased his investment and invested nearly 250,000 yuan before and after. On May 29, Mr. Wang entered the account to check that the account had more than 1 million yuan and the income reached hundreds of thousands of yuan.
Obviously, Xingxin Dingsheng already has countless victims, and its routines and fraud cases abound.
This is such a fraud platform that was brought into the community and pushed it to users by the big eyebrows and eyes ...
The qualifications and backgrounds of Xingxin's prosperity are also fake according to the survey of the Beijing Business Daily.
According to Xingxin Dingsheng, the main body of the platform company is Changdou Group. Public information shows that the Changdou Group is a municipal state -owned capital operation company approved by the Jiaxing Municipal Party Committee and the Municipal Government, with a registered capital of 10 billion yuan.
From this perspective, it is indeed powerful, which will at least cause many consumers to dispel doubts. But in fact, this state -owned enterprise has nothing to do with Xingxin Dingsheng on the fraud platform.
诈骗集团不仅给自己选了个背景,就连天眼查的公开电话也是这个诈骗团队申请披露的电话,所以这意味着,你通过天眼查的公布的电话打给长投集团,接电话的却是Xingxin is prosperous.
In response, Fengchao responded that most of the advertisements in cooperation with Fengchao are e -commerce platforms. The wealth management advertisements pushed by this time are the oolong incident. In the case of approval by Fengchao, the advertisement was changed to investment wealth management advertisements by mistake.
Oolong? Misunderstanding?
We will not comment on this response.
If you just turn over the public account information of Fengchao smart cabinet, you will find that it is not a sideline advertisement every day, or it is the same city to find objects, remove pigmentation, lose weight tea, and remove acne.
According to public data, the data shows that Fengchao Smart Cabinet has covered 200+ cities and serves 400 million+users.
Now it also means that at least 400 million people are accurately pushed such advertising information every day. Why is it accurate? Look at the nature of advertising: sub -business, freckle removal, acne, weight loss ...
This is to bake the women with a baby at home on the fire, and the conditions are tailored for them.
Of course, if these advertisements are true, it is understandable.
Not only did Fengchao make money by these advertisements, but the people had to make a thumbs up to praise Fengchao.
However, for most people who are familiar with such advertising routines, this type of advertisement.
In the end, is it to make the people make money or hidden all kinds of risks of cutting leeks. Presumably everyone knows.
Can Fengchao be reviewed?
Take the exposed financial advertisement, let alone the strict review session. As long as you have the brain, you will not pick up such a list, but because of the oolong and misunderstanding, you will be pushed to countless users.
On the black cat complaint platform, there are not a few cases about the loss of money on the push of Fantai Smart Cabinet.
There are a large number of similar cases to retrieve relevant keywords. From the time of complaints, such complaints are very high -frequency and dense.
In addition, many users also complained that they went to Fengchao to pick up express and were troubled by various advertising pop -ups. Some users said that taking a courier and scanning the code can not open the door. It is really annoying to let you look at an advertisement.
Such pop -ups, in addition to the terminal of the express cabinet, will also appear on the mobile phone, which means that at some time when Fengchao wants to make money, you go to get a courier and close the door twice to open the door.
Let's look back at things like Fengchao Express Cabinet. This is the service that is more out of the end of the logistics, but such services are beneficial to disadvantages.
Some users say that with the courier cabinet, they are no longer afraid of losing their parts; some users say that with the courier cabinet, it deprives users of the normal rights and interests of express delivery.
However, for the capital behind Fengchao, it has created a doorway of money. Taking Fengchao as an example, there are currently three ways to make money, express delivery business, advertising business, and other community businesses.
Because of the attributes of the two terminals, Fengchao's advertising business can show their fists. The offline terminals not only have the attributes of ladder advertising, but also can be combined with user portraits to achieve precise push. Of course, the scene is richer on the mobile phone.
This also allows Fengchao's advertisements to have a variety of communication forms and intelligent interactive communication. It can realize interactive push communication, support precision marketing on users, and support targeted promotion in the region.
Because of this attribute, Fengchao's advertising price is expensive.
According to its examples of mutual media publication in the second half of 2021, taking the Fengchao LCD screen as an example, the corresponding package is provided according to different cities. The highest -level package publication price is 160,000 yuan/units, and the total number of cabinets is 1,000 units.
The publication price of the advertisement of the WeChat collection notice reached 100,000 yuan/package, and the headline push price of the WeChat public account reached 30,000,000 yuan/time.
But despite this, Fengchao seems to have a little appetite. It is really difficult for people to understand that they have become the most prone to scams such as weight loss tea, wealth management, financial management, and finding the same city.
In this financial advertising incident, Fengchao could not use the phrase "oolong" and "accidental operation" to cope with the past.
Similarly, the black cat complaints on those cases that caused money loss caused by Fengchao's advertisement, Fengchao should also pay attention to it and bear the corresponding responsibility.
For Fengchao, a business platform that has become a social infrastructure, everything that has done is not just as simple as business behavior.
The omissions in any link may cause huge user losses and negative social impacts, let alone those bottomless operations ...
Chai Dogsky 夫 ️ ️
Author | Xiao Chai Wan No.
Edit | Tan Song
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