Family economic difficulties have paid attention to!In 2022, the national student loan is interest -free and the principal can be extended to repay

The Party Central Committee and the State Council attach great importance to the employment services and guarantees of college graduates. In order to help family economic difficulties to relieve employment pressure and support the employment service of college graduates, recently, the Hebei Provincial Department of Finance, Hebei Provincial Department of Education, the Shijiazhuang Center Branch of the People's Bank of China, and the four departments of the Hebei Supervision Bureau of the China Banking Regulatory Commission The "Notice on Doing a good job in the 2022 State's Student Loan Real Estate and the Repayment of the principal" (hereinafter referred to as the "Notice"). The "Notice" proposes that students who graduate from 2022 and previously and have repaid their principal or interest within 2022 can enjoy this exemption of interest and principal extension repayment policies. The graduates who have settled a national student loan before the issuance of the "Notice" are not within the scope of the policy funding.

The "Notice" states that this time is exempted from the national student loan interest that should be repaid within 2022. The loan students do not need to apply, and the undertaking bank is directly handled. For new graduates of loan students in 2022, it is exempted from the interest of personal response to individuals after graduating from the repayment period. For loan students who have graduated in the previous year, the interest of the national student loan that should be copied within 2022, and the penalty of overdue loans of previous year's overdue loans within 2022.

If the loan students who graduated in the previous year have repaid the interest of 2022 before the "Notice" was issued.

The first is that if the bank does not perform the deduction operation, the corresponding funds will not be deducted, and the loan students will use themselves.

The second is that if the bank has completed the deduction operation, the undertaking bank will return the deducted interest to the deducted interest.

The funds required for interest -free funds are paid from the state -aid loan risk compensation funds that have been allocated to the undertaking bank. The insufficient part of the national student loan discount policy is arranged separately by finances at all levels. All undertaking banks shall strictly follow the relevant regulations of the use of credit aid loan risk compensation for the use of students.

Lending students who are in a loan repayment period, after their own application, can extend the loan principal of 2022 for one year. The delay of the loan is not counted and compounded, and the longest loan period policy remains unchanged. If I have not submitted the application, the loan principal is repaid according to the original contract. Prior to the issuance of the "Notice", the principal of the loan students partially repaid or all repaid, and it is not allowed to apply for extension repayment.

From the occurrence of new coronary pneumonia epidemic to the end of 2022, loan students have affected reasons due to the affected by the epidemic, such as infection or isolation or isolation of new coronary pneumonia, isolation or observation of epidemic prevention, participation in the epidemic prevention and control, and the influence of the epidemic. For the money, you can apply to the undertaking bank and submit relevant certification materials such as personal commitments in accordance with the provisions of the undertaking bank; after the banks perform the corresponding review procedures, the relevant overdue loan will not be submitted. If the overdue records that have been submitted meet the requirements of the "Notice", it is adjusted according to the relevant procedures after the bank review.

• Recommended video •

•

- END -