Hengshui Smart Financial Service Platform officially starts operation

The reporter learned from the press conference of the construction of the smart financial service platform held by the Hengshui Municipal Government's News Office on June 15 that the "one center, two platforms" (financial service centers, smart financial platforms and first loan service platforms) of Hengshui City were on The operation was officially launched on June 8 this year. Since the trial operation of the platform in April, it has settled in more than 40 financial institutions, 4,700 registered market entities, 174 financial products online, and accumulated a total of 34.961 billion yuan in corporate financing demand, realizing 2.986 billion yuan in credit. At present, Hengshui Smart Financial Platform has interconnected with the State Grid Electric E -Rong.

According to Gu Xuetao, spokesman, party group member, and deputy director of the Local Finance and Administration Bureau of Hengshui City, the launch of the "one center and two platforms" has established a financial service system connected by the government, financial institutions, enterprises, and intermediaries. Small and medium -sized enterprises provide multi -level, all -weather, one -stop, and comprehensive financial services, which will further solve the problem of asymmetric information of bank -enterprise information in the city, effectively alleviate the difficulty of financing, slow financing, and expensive financing of small and medium -sized enterprises.

One center, that is, the "Financial Service Center", is an offline physical place for the "smart financial platform" and "first loan service platform". Gathering banks, insurance, guarantee and other business financial institutions on the spot, organized and organized activities such as banks and enterprises to docking, discussion and training, and regularly reporting the city party committee and municipal government to regularly report the development of the city's financial services economy development.

The two platforms, the "Smart Financial Platform" and "First Loan Service Platform". "Smart Financial Platform" is a digital financial application system that uses IT technology and big data as its core driving force. It uses artificial intelligence and risk algorithm model technology to develop and develop and use. It has four main functions: financial supermarket, financing matching, credit rating, and risk early warning. Module and training preaching, policy release and other supporting functions. "First Loan Service Platform" is a platform for providing professional financing services for the first loan company or individual. The smart financial platform provides enterprises or personal credit information. The bank provides loans to the first loan enterprise or individual based on credit information. On the basis of the functional application of smart financial platforms, we will deepen the supply chain and industrial chain finance.

If the user logs in the platform, you can understand the policy of national, provincial and municipal financial support for enterprise development in a timely manner; if you do n’t go home to visit the “financial supermarket” online, compare the selection of suitable financial products, and apply for the time and cost of funds for enterprises to save running for running. Essence The platform uses big data and blockchain technology to carry out "precise portraits" to the enterprise to help banks carry out accurate loans based on corporate credit. The platform operation team conducts a full track of "nanny" services for each financing application, urging banking institutions to shorten the approval cycle and put it in place as soon as possible. The platform will also hold financing training and preaching from time to time to help enterprises improve the level of financing cognitive and use capital leverage to help healthy development.

The "one center and two platforms" is an effective way to improve the city's financial services. Hengshui City will continue to expand the function of the platform, give full play to the role of the platform, gather more high -quality factors resources, guide investment, convenient investment, willing to vote, and be willing to vote. Encourage investment to provide enterprises with better and accurate financing services.

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