Multiple measures and help to stabilize the economy to relieve enterprises

Multiple measures and help to stabilize the economy to relieve enterprises

Since the beginning of this year, the international environment has become increasingly complicated and severe, the domestic new crown epidemic has repeatedly impacted, the uncertainty of the economic development environment has risen, and many market entities have faced unprecedented tests. In the face of the severe situation, Honghe Prefecture Agricultural Credit Cooperative resolutely implemented the Party Central Committee and the State Council to maintain the decision -making deployment of the economic market and the provincial party committee and the provincial government. The series of assistance measures to help stabilize the economy, benefit enterprises to relieve the rescue, and vividly interpret the mission and responsibility of rural finance forces, rural revitalization organizers, and high -quality service benchmarking banks.

Standard the central policy and do a good job of credit. The State Council Executive Meeting launched 33 steady economic measures in 6 aspects, which clearly stated that "implementing stocks and incremental tax refund in more industries." Yunnan Province launched implementation measures, which clarifies "Basically completed the concentrated refund of the stock before June 30th and reserved the reserved inventory of the stock. Tax refund. Honghezhou Agricultural Credit Society seized the policy window period, and launched a "reserved fast loan" product for reserved tax refund. With 10 times the amount of tax refund of enterprises and individual industrial and commercial households, the amount of loan amount can be obtained up to 5 million yuan. , Effectively send dual benefits to the enterprise with the overlay tax refund funds. Hekou Rural Commercial Bank actively coordinated the epidemic prevention and control and financial services, launched "reserved fast loans" products for foreign trade enterprises, and issued a first 1 million yuan "reserved fast loan" loan to a commercial company in Hekou, which is a business company, which is a business company in Hekou. Help enterprises to resume work; Maitreya Rural Commercial Bank continues to improve the quality of the real economy, and issue 1 million yuan of mobile fund loans to the local concrete manufacturer through "reserved fast loans", which is as low as 4.5%, which effectively reduces the burden on the enterprise. As of now, the Guanzhou Rural Credit Society has issued 12.7 million yuan in "reserved fast loans" to benefit 5 small and medium -sized enterprises, and its business has spread.

Strengthen financial responsibilities and keep the market subject. Enterprises are the support for the market economy. Under the condition of cold operation, Honghe State Agricultural Credit Society firmly establishes the idea of ​​glory and damage of banks and enterprises, bind its own development with market entities, and lead financial "living water" to add vitality of small and medium -sized enterprises. Maitreya Rural Commercial Bank actively participated in the "5+5" activity of the Municipal Committee of the Political Consultative Conference of Maitreya, focused on the roses of the small river village in Xiaoshi, Miyang Street, set up a special work class, penetrate the enterprise and the field to understand the needs of funds, and customize the new type of business entity. Credit products and financial services have a total of 7 million yuan in credit to the newly established village -level enterprises, and a total of 14.15 million yuan in credit to 83 individual industrial and commercial households. Under the "living water" of the financial and commercial bank's finance, the area of ​​rose planting in the small river village has expanded to more than 2,000 acres, and the output value of the acres has reached 20,000 yuan. A rose processing enterprise has been established. The development of characteristic homestays, the road to wealth has become wider and wider; Yuanyang Rural Commercial Bank anchor green development, awarded a credit of 4.5 million yuan in agricultural development companies in Yuanyang County, which is mainly engaged in grain, fruits and vegetables, and aquaculture breeding, to help the company prepare for farming and breeding. The company's container breeding projects carry out fish seedling breeding and breeding in the form of intensive, modernized, and factory to meet the green production standards of fully closed and zero emissions. "Model Demonstration Project", the project has a significant demonstration in the construction of the Red River Valley Economic Development Belt, which drives 211 local poverty alleviation households and 873 people to increase their income and become rich. The small and micro enterprise owners and individual industrial and commercial households who are engaged in the production of purple pottery production are tailor -made to build credit products. The purple pottery operator is deeply affected by the epidemic. As of now, a total of 101 million yuan in small and micro enterprises and merchants operating purple pottery with 274 households, with a loan balance of 81.78 million yuan. Luoxi County Union actively explores the effective path of financial support for the "specialized specialty" SMEs. By introducing provincial agricultural burden companies, a biotechnology company engaged in lamps and dew grass planting and selling a credit company will receive a credit of 2 million yuan The acquisition of lamps will drive the planters to increase their income and become rich. Up to now, the Luxi County Union has grant 4 million yuan in credit to 2 "specialized new" SMEs, showing a momentum of spreading development.

As of the end of May, the Quanzhou Agricultural Credit Society issued 18,907 small and micro enterprise loans, with a balance of 18.599 billion yuan, and the stock and incremental increase ranked first in the whole state. The principal of the loan delay was 1.154 billion yuan, and the average interest rate of the loan was 0.3 percentage points from the same period last year.

To implement the inclusive policy, the people's livelihood promotes increasing income. The rural economy must be stable. It is the key to say that one thousand and 10,000 roads. Focusing on this key, Honghe State Agricultural Credit Society actively played the role of credit leverage and dredged farmers to increase their income. Since the beginning of the year, we have conscientiously implemented an inclusive policy, issued 394 million yuan of entrepreneurial small loans, 382 million yuan in small credit for poverty alleviation, 135,000 yuan of rural revitalization cards, 1.352 billion yuan in credit, supporting farmers to develop local special planting and breeding industries. To promote farmers 'income, as of now, the balance of farmers' loans has reached 25.048 billion yuan, accounting for 79.64%of similar loans of similar loans in the state. Efforts will be made to give play to the leaders of rural wealth leaders and industry leading companies. Through targeting credit, the production format of "company+base+farmers" is cultivated to allow farmers to share more value -added benefits of the industrial chain. Mongolian Rural Commercial Bank launched a "rural revitalization -greenhouse loan" for the planting of Mongolian flowers, fruit and vegetable greenhouses, and issued 1.1 million yuan to the local oranges to produce and operate project loans to help them build steel frame greenhouses and expand their operating scale. "Greening Loan" brought the gospel to the surrounding fruit and vegetable growers. Maitreya Rural Commercial Bank revolves around the "one village, one product" industry layout of Green Water Village, Zhuyuan Town, and helps the village to create a "green water early toon" green food brand with financial power. 2.23 million yuan, raised 9.3 million yuan for agricultural cooperatives, promoted the village to build a 7 -year -old nursery base for 3 million, toon planting scale of 20,000 acres, 5 professional cooperatives, absorbing 271 members, accounting for farmers in the villages in the village. The total number of 88%, with an area of ​​600 square meters of cold storage, formed a "leading enterprise+base+cooperative+farmers" integration model. The Shiping County Lianhe News Around the local pillar industry bayberry, formulated tendency credit policies, and actively cultivated high -quality fruit and vegetable planting and sales market entities. The corporate credit granted 20 million yuan, and the annual profit was nearly 260,000 yuan, which effectively reduced the burden on the production and operation of the enterprise. With the injection of the funds of the Rural Credit Society, the company's bayberry has a significant improvement in stocking. This year, a total of 6,000 tons of bayberry fruit is acquired, and 1028 bayberry cultivators are benefited. Social benefits. (Zhang Jin) Responsible editor: Zhang Wei Guo Jinhui

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