Have you received digital RMB online consumer coupons?

From June 10th, Chengdu launched the "520" digital RMB online consumer coupons to promote consumer activities, and distributed digital RMB online consumer coupons worth 160 million yuan to citizens. From Friday to Sunday, Chengdu Digital RMB online consumer coupons were issued on JD.com, Vipshop, and Meituan platform for three consecutive days. Did you receive it? Do n’t worry if you do n’t get a citizen friend, this week and next week will continue!

What is digital RMB?

Digital RMB is the legal currency of the digital form issued by the People's Bank of China. It can be understood as "renminbi that exists in digitalization", which is equivalent to the current paper banknotes in circulation. The promotion and application of digital renminbi will bring the public to more secure, more convenient, more inclusive and more friendly payment experience.

More secure: managed by the state, with the characteristics of non -repeated expenses, illegal replication of forgery, and non -tampering of transactions, and have the ability to track illegal acts such as fraud, money laundering, and tax evasion. Essence

More convenient: It is a legal currency that can break through business restrictions and break the barrier of payment; support offline payment, and can realize the electronic payment needs of poor network signals such as aircraft, cruise, and underground parking lots like paper money.

More inclusive: It can achieve instant liquidation, money and goods are cleared, no funds are occupied, and there is no handling fee for withdrawal transfers.

More friendly: Support bank account loose coupling, and digital RMB wallets can be opened without bank accounts; support multi -terminal selection. In addition to smartphones, you can choose hardware such as IC cards and function phones. Can complete payment and be more friendly to inclusive financial services.

Digital RMB hard wallet adopts "touch one touch" payment

Where can I experience digital RMB?

At the end of 2019, Chengdu, as one of the first batch of digital RMB pilot areas in the country, followed the principle of "stable, safe, controllable, innovative, and practical", and in order of living payment, catering services, transportation, shopping consumption, government services, in order Promote the construction of application scenarios and conduct tests. In the nation's first public travel digital RMB payment, the first specialty scene hard wallet was launched, and government subsidies were innovative, creating a number of special application scenarios such as rural revitalization, cultural tourism consumption, smart recuperation, and government services. This breadth and depth of digital RMB pilot applications in Chengdu has been significantly improved.

If you want to experience digital RMB payment, concentrated business districts such as Chunxi Road, Jinli, Kuanzhai Alley have achieved basically coverage, and well -known hot pot, Sichuan cuisine and other specialty catering can be supported. In use, the municipal bus and subway can be supported. A number of characteristic scenes such as Pengzhou Baoshan Village, Xinjin Tianfu Agricultural Expo, Jinxin Pension Pension have also been presented one after another. Digital RMB is bringing different new consumption experiences to Chengdu citizens.

Digital RMB offline payment scenarios

Why use digital RMB tickets?

Since last year, Chengdu has vigorously promoted the "expansion incremental" work of digital RMB, and has carried out the "Digital RMB Red Packet Welcome to the New Year" Digital RMB New Year red envelopes and "green travel low -carbon one summer" digital RMB public travel two large -scale pilot activities It has played a positive role in the training of digital renminbi habits and concentrated scale tests.

This "520" digital RMB online consumer voucher activity is the nation's largest digital RMB online consumer voucher. The whole process involves consumer experiences such as wallet opening, wallet upgrade, digital RMB exchange, digital RMB payment, etc. The end can effectively test the digital RMB payment experience and lay a good foundation for further improvement of the pilot work. It can effectively ensure the security of fiscal funds through the characteristics of digital RMB transactions that cannot be tampered with.

Since the launch of the event on June 10, Chengdu citizens have actively participated in the collection of digital RMB online consumption vouchers. The number of digital RMB wallet users has increased by 194,600, and the number of transactions and amounts has increased by more than 30 % compared to the daily levels before the event.

The second 520 collective wedding certificate and digital RMB theme event

What do experts think?

The reporter interviewed Dong Qingma, deputy director of the China Financial Research Center of Southwest University of Finance and Economics on the pilot of digital RMB pilots. The activity is of great positive and important significance for the public to improve the awareness of digital RMB, cultivate digital RMB consumption habits, and innovate digital RMB application scenarios. Digital RMB is not only a payment method, but also as a financial technology method. Its programmable characteristics are combined with technical means such as smart contracts, blockchain, etc., and have very broad imagination space in prepaid fund management, inclusive financial services, and improved financial services performance. "

In the next step, the pilot work will also actively explore the construction of concentrated consumption scenarios, the pilot application of government application scenarios, the combination of digital renminbi and smart contracts, etc., to continuously expand the depth and breadth of pilots, and promote the construction of western financial centers. With the continuous expansion of Chengdu Digital RMB pilot coverage, digital RMB will accelerate into citizens' lives. Digital RMB online consumer coupons, have you received it?

Digital RMB application demonstration block

Friendly reminder: If you have any questions in the use of digital renminbi, you can call the special customer service hotline 4001391000 for consultation or go to the nearby digital RMB operation institutions (Industrial and Commercial Bank of China, Agricultural Bank, Bank of China, Construction Bank, Bank of Communications, Postal Savings Bank, China Merchants Bank)Consultation of any business outlet.Reporter Zhu Siyang

Image City Business Bureau

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