More than 677,000 market entities in Hangzhou received 28.269 billion yuan with the "credit financing list"

Since the launch of the Credit financing of small and micro enterprises and individual industrial and commercial households in Hangzhou, the Hangzhou Market Supervision Bureau has moved rapidly with 10 cooperative banks including Hangzhou Center Branch. Visiting investigations, innovatively promoting financial assistance in "one party and one policy", relying on the "loan code" and personalized financial products to help support the development of the real economy.

At present, the city of Hangzhou has issued a total of 67,608 credit financing lists, of which 26,9187 small and micro enterprises and 40,6897 individual industrial and commercial households; 12,898 market entities have obtained a total loan of 28.269 billion yuan.

By organizing financing service activities, in -depth market merchants, individual households, and small and micro enterprises visit, publicize and explain inclusive products and rescue policies such as credit financing, and support small and micro merchants and the real economy. Among them, Shangcheng District takes the "Digital RMB Consumption Festival" to benefit the people as an opportunity to promote financing and break the operation; Qiantang District combined with the small micro -connected department to investigate the main financing needs, start digital financial supermarkets, build communication between banks and enterprises to communicate between banks and enterprises Online and offline platforms.

In addition, in order to improve the efficiency of the visiting enterprise visits and improve the accuracy of financing demand, the county government and relevant units and banks in Hangzhou have fully connected and coordinated to promote credit financing difficulties. The seven Hangzhou United Bank's sub -branch in Shangcheng District has paired with the corresponding 14 streets and 15 market regulators, and grant 50 billion yuan in credit to the small and medium -sized enterprises in Shangcheng District. The Rural Commercial Bank and Fuyang District Political Bank jointly launched a special operation of “Financial Support Million Markets' Financial Universal Freshies” to ensure that the number of “first loan households” households will be doubled during the year. In 2,000 households, 5 billion yuan was added.

On the basis of a whitening list, the cooperative bank also further enhances the credit of the market entity through information such as sharing market entities and tax data, guarantee agencies, science and technology points, and buyers' credit. For example, the ICBC Hangzhou Branch, in response to the needs of credit loans of small and micro enterprises and individual industrial and commercial households, accelerates the iterative upgrade of financial products such as "E Cycling Loan" and "E Enterprise Fast Loan", focusing on promoting national fast loans, tax loans, cross -border loans, and loans Science and technology cumulative loans, etc., optimize the offline verification process, and so on.

In addition, Hangzhou also gives more financial support for the consumer service industry entities that have been affected by the epidemic. Zhejiang Rural Commercial and Commercial Union Bank has added more than 3.64 billion yuan in enterprises in difficult industries such as accommodation, retail, cultural tourism, and transportation. In order to ensure the stable supply of "vegetable baskets", the Zhejiang Commercial Bank Hangzhou Branch actively designed a special batch service plan for the 1,300 merchants of the Gouzhuang Agricultural and Sideline Products Logistics Center to meet the needs of merchants for credit and guarantee loans. The majority of farmers' behavior of Fuyang Farmers tailor -made B -class online loan products, mainly serving rural areas of rural and some suburban junctions. Planting, breeding, production and processing, and business circulation industries.

It is worth noting that in order to further focus on individual operators such as individual industrial and commercial households, small and micro -enterprise owners, cooperative banks have continuously thoroughly tapped the characteristics of personal business customer group operating characteristics and financing needs, and accurately provide credit loan products suitable for small and micro enterprises and individual industrial and commercial households. Essence At the same time, the convenience, fluency, and efficiency of credit loan applications are special attention to small and micro enterprises and individual industrial and commercial households. All cooperative banks provide online loan services supplemented by online and offline. For example, the "Yunxiao Loan" platform launched by Bank of Hangzhou has realized online applications, automatic approval of systems, and signing contracts online. You can apply for loans through mobile banking. CCB's "Hui Know You" APP provides one -stop financing services, and the mobile phone can apply for loans.

Source: Hangzhou Daily

- END -