Stable Economic House · Financial Expert said | Wenzhou University professor Jiyun: Stable economic and financial measures should be out

In the case of opening: Since the beginning of this year, in order to cope with the economic downturn and the epidemic situation on the normal production and operation of market players, the Zhejiang Banking Insurance Regulatory Bureau has strengthened supervision and leadership, guided the banking institutions in the jurisdiction Renewal loans and other mechanisms, iterate up the establishment of a "continuous loan+flexible loan" model, comprehensively improve the sense of gain and sustainability, and boosts the development confidence of the enterprise. From now on, the Zhejiang Banking Regulatory Bureau and the Science and Technology Finance Times will open a column of "Stable Economic House • Financial Experts" to contribute financial talent and strength to common prosperity and modernization of the provincial region.

Professor Jiyun from Wenzhou University:

Stabilizing economic and financial measures should be done

Ji Yun, a professor at Wenzhou University

Affected by factors such as the epidemic of new crown pneumonia and unstable foreign situation, my country's economic development is facing a more complicated, severe and uncertain environment. It is facing new challenges such as stable growth, employment, and stable prices. To this end, the State Council held a national call conference on the national market to stabilize the economic market to implement a comprehensive deployment of policies and measures, including 33 measures in 6 aspects. The recent executive meeting of the State Council held further pointed out that development is the foundation and key to solve all problems in our country. It is necessary to promote the refinement of stable economic policies and then implement it, in order to stabilize the economic market, strive to promote the return of the economy to normal tracks, and ensure that it runs in a reasonable range.

In order to stabilize the economic market, financial measures are indispensable and should be out. The China Banking and Insurance Regulatory Commission issued the "Notice on Further Doing Financial Services and other financial services such as an affected by the epidemic", and carried out 12 aspects of the fact that it was Specific arrangements, guide bank insurance institutions to further strengthen financial support from serious industry enterprises such as new coronary pneumonia epidemic, implement the goal of implementing the State Council's stable economic decision -making and deployment from the financial level, and realize the goal of preventing the epidemic, stabilizing the economy, and development. Focusing on the overall situation and long -term, "financial stability" is "economic stability".

Financial measures help stabilize expectations

The current downward pressure on the economy has continued to increase, and many market entities are very difficult, and there is a possibility of depletion of business cash flow. Without external financial support, its expectations for normal operations will become pessimistic in the future. The optimal reaction is to compress the production line, shrink artificially and other variable investment, and even stop the business directly. Therefore, in order to help market players in response to short -term impacts, through difficulties, and eventually returning to normal operations, financial support is required to stabilize its development expectations. The State Council requires stable economic and financial policies. Financial institutions need to double the amount and support ratio of inclusive micro -loan support tools this year. Loans such as small and medium -sized enterprises and individual industrial and commercial households will support banks to repay the principal and interest during the year. In response to the expected key tasks of stable financing and stability, the Wenzhou Banking Regulatory Bureau requires financial institutions to accurately implement accurate policies such as extending their principal and interest, promoting "dual insurance" to help financing, and implementing the "continuous loan+flexible loan" mechanism The expected expectations return to normal level.

Customer managers of the Agricultural Bank Wenzhou Branch visited the enterprise

Financial measures help to be confident

Although the economy is facing downward pressure in the short term, the long -term trend of China's economic development is better. The underlying factors and basic logic that supported the sustainable and stable and high -quality development of China's economy have not fundamentally changed. The Party Central Committee pointed out that entering the new stage of development, implementing new development concepts, and building a new development pattern are determined by the theoretical logic, historical logic, and real logic of my country's economic and social development. Under the current economic situation, stabilizing consumption, stabilizing investment, and holding the industrial chain supply chain can stabilize the confidence of economic development. The Wenzhou Banking Regulatory Bureau requires that financial institutions in their jurisdictions are to go to the key areas, especially to fully meet the needs of major investment and consumer fields. These financial measures are essential to restore the investment and production confidence in the restoration of the enterprise in their jurisdiction.

Financial measures help stability

Economic stability is both related to short -term production and life and long -term development. Proper use of the combined financial policy and measures of counter -cyclical operations can not only turn the economy from the short -term decline trend, but also lay a solid foundation for the long -term economic growth of the economy. The new crown epidemic is raging, the impact of the turbulence of the international situation, and the economic growth process is a very normal economic law. It should give full play to the superiority of my country's socialist system. Stability of the people. The State Council's stable economic policy requires relevant departments to make every effort to ensure basic people's livelihood, and do a good job of unemployment protection, minimum living standards, and rescue of the people in difficulties. The Wenzhou Banking Insurance Regulatory Bureau also put forward specific requirements for financial institutions from the aspects of funding demand in the fields of logistics security and people's livelihood security. From the financial level, it has fully implemented the specific measures of the State Council's stability and stability, and its effect has gradually emerged.

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