The new phase of the loan market quotation interest rate has not been adjusted

On July 20, the new loan market quotation interest rate (LPR) announced that my country has not been adjusted in China for 1 year and 5 years, and the 1 -year LPR is still 3.7%.

On the same day, the People's Bank of China authorized the inter -bank inter -bank borrowing center to announce that the one -year LPR was 3.7%, and the LPR of more than 5 years was 4.45%, which was unchanged from the previous period.

As the basis of LPR quotation, the interest rate of loan convenience (MLF) in the middle of this month has not been adjusted.On July 15th, the People's Bank of China launched a 100 billion yuan MLF operation, and the bid interest rate was the same as the previous.

Picture from the People's Bank of China website

As an important step in deepening the market -oriented reform of interest rates, LPR has gradually replaced the benchmark loan benchmark interest rate to become the "anchor" for loan interest rate pricing, which is issued regularly every month.Since the beginning of this year, the 1 -year LPR and LPRs above 5 years have decreased 10 basis points and 20 basis points, respectively, helping to reduce the comprehensive financing cost of the enterprise.(Reporter Wu Yu)

- END -