Recruitment in the whole city is limited to the top ten!

Is there such a group of people around you?

They are the assault team to help the company's rescue

They are the pioneers of the grassroots level

They are the intimate people who are on -door to the door

The wind comes in the rain

From the spring breeze ten miles to the summer inflammation

First -line financial creditors

Transform policy dividends into financial live water

Precision relief entity

Looking for the pioneer of "first loan", the spirit of Xingshou

Recently, the business management department of the Wuhan Branch of the People's Bank of China, the Wuhan Local Finance Work Bureau and the Yangtze River Daily Newspaper Group jointly launched the "Top Ten Pioneer Pioneer Personal Personal" and the "Top Ten First Loan Pioneer Team" selection activities. The pioneer of "loan" commended and passed the positive energy of the example.

"Increase the First Loan" three times

"government working report"

What is "first loan"? The first loan is the first time that small and micro enterprises have obtained operating loans in the bank.

For small and micro enterprises, there are many reality difficulties to obtain "first loans", but after the first loan is realized, the probability of re -loan will be greatly increased.

In May 2020, the "Government Work Report" proposed for the first time to increase the number of "first loan households". Increasing "first loan households" is regarded as one of the important ways to solve the difficulty of financing and financing for small and micro enterprises.

In March 2021, the "Government Work Report" was proposed again that it was necessary to guide banks to continue to increase the "first loan households"; this year's "Government Work Report" once again proposed that the "first loan households" continued to increase.

In April this year, the China Banking Regulatory Commission requested large banks and joint -stock banks to play the leading role of the industry to strengthen the "first loan households" services. Large banks should include "first loan households" into internal assessment and evaluation indicators.

To increase the "first loan", it is necessary to solve the "first loan difficult". Where is the loan difficult? It is understood that one is the first loan enterprise "lack of information and channels", the other is "less credit reporting, difficult to evaluate", and the third is "weak guarantee and high risk." In September last year, the Business Management Department of the Wuhan Branch of the People's Bank of China and the Wuhan Local Financial Work Bureau established an online "Wuhan First Loan Service Center" in "Han Rongtong". This year, 55 offline loan service stations have been established in the city. Essence

"Break through the first loan" open up

"Ren Du Er pulse" of corporate credit life

Where there is difficulties, there is the responsibility and full effort of Wuhan Bank's credit personnel. Breaking the first loan is to open up the "Ren Du two veins" of corporate credit life.

In Wuhan, many financial institutions are actively innovating and locking companies that can help with financial technology big data. Financial creditors do not miss any financing needs at the market.

Wuhan also launched the "first loan expansion" operation to encourage financial institutions and individuals to go deep into the grassroots line, help a group of companies with markets, prospects, regional importance, national industrial policies, but financial difficulties, send credit products to the door, help enterprises help enterprises Climbing overlap and realizing the leap of the "0 to 1" loan threshold.

Since the beginning of this year, the number of "first loan households" has shown a growth trend, and one of the advanced credit teams and individuals has emerged.

They have innovative methods and methods, have the courage and excellent experience and deeds. This selection activity will refine the "Wuhan model" of the difficulty of the first loan and promote it across the country.

The selection of "Top Ten Pioneer Pioneers" and "Top Ten First Loan Pioneer Teams" started since July 2022, which lasted two months. After the recommendation of the unit, the 72 "First Loan Pioneer Personal" and the 72 "First Loan Pioneer Team" must be introduced through the deeds. Then, after the Yangtze River Daily official micro -line voting, video introduction, deeds display, expert assessment and other links determined the "Top Ten Pioneer Pioneer Pioneer" and "Top Ten Pioneer Pioneer Teams".

The "Double Ten Loan Pioneer" selection organizing committee introduced: "The dimension of this selection, including the number of first loan households, amounts, amounts, and work mode, and rescue deeds issued by individuals or teams within one year. For the selection content. "

After the selection results are released, the Micro Summit will be held in September. At the micro -summit, not only will the "Top Ten Pioneer Pioneers" and "Top Ten First Loan Pioneer Teams" commended, but they will also exchange the first loan experience of various financial institutions.

The city finds the "first loan" pioneer activity

Will take the selection as an opportunity

Direct finance into the people

Transfer financial temperature

To further optimize the business environment

Add another brilliance

Changjiang Daily reporter Zhou Lianqin

Edit Wei Wei

Source Yangtze River Daily Wuhan released

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