National Development and Reform Commission: National Integrated Financing Credit Service Platform Network Basically formed
Author:National Development Reform Co Time:2022.07.19
Small and medium -sized enterprises and individual industrial and commercial households are the vital army of the national economy. They are important forces to expand employment, improve people's livelihood, and promote innovation and entrepreneurship. The Party Central Committee and the State Council attach great importance to the financing related issues of small and medium -sized enterprises. In December 2021, the General Office of the State Council issued the "Notice of Strengthening the Application of Credit Information Sharing Application to Promote the Implementation Plan for Financing Small and Micro -Enterprises" (National Office [2021] No. 52, hereinafter referred to as the "Implementation Plan"). Service platform, strengthen information such as market entity registration, taxation, social insurance premiums, housing provident fund payment, hydropower costs and other information collection and sharing, enhance the ability of financial institutions such as banks to serve small and medium -sized enterprises, and continuously improve the coverage of small and medium -sized enterprises loans. Sex and convenience.
The National Development and Reform Commission and relevant departments of various localities have implemented the requirements of the "Implementation Plan" deployment requirements, and the application of credit information sharing to promote the financing related progress of small and medium -sized enterprises has made positive progress. First, the network of the national integrated financing credit service platform is basically formed. As of now, except for the Tibet Autonomous Region, other provinces have completed the provincial -level node construction as a credit information collection hub. And mechanism provides services to financial institutions. According to statistics, the national platform has passed 104 financing credit service platforms at all levels of provincial nodes, including 26 provincial platforms and 78 municipal platforms (sites). Second, the collection and sharing of credit information involved in enterprises. As of the end of June, the national platform has achieved system docking with the Supreme People's Court, the General Administration of Customs, the General Administration of Taxation, the General Administration of Market Supervision, and the Intellectual Property Office. Customs registration information, customs credit grades, corporate trademark information, corporate patent information, administrative license information, administrative punishment information, etc. a total of 21 credit information. At the same time, in accordance with the requirements of the "Implementation Plan", all localities have accelerated the collection and sharing of information such as taxation, water and electricity charges, real estate, ecological and environmental protection, science and technology research and development in the area under its jurisdiction. The third is to deepen pragmatic cooperation with banking financial institutions. Promote the nationwide platform and banking financial institution headquarters Unicom to accelerate data sharing at the national level. Promote China Agricultural Development Bank, Industrial and Commercial Bank of China, Agricultural Bank of China, Bank of China, China Construction Bank and China Postal Savings Bank and localities, and select Shanghai, Zhejiang, Anhui, Hunan, Guangdong, Chongqing, Dalian, Daqing, Qingdao, Guangzhou Wait for 10 local financing credit service platforms to jointly model with banks. As of the end of June 2022, a total of 8.8 trillion yuan was issued throughout the country's financing credit service platforms at all levels, of which 2.1 trillion yuan in credit loans.
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