Keep the money bag to protect the happy home!Wenzhou Banking Insurance Supervision Bureau organizes to carry out publicity activities to prevent illegal fund -raising publicity activities

In order to improve the public's awareness and risk recognition ability, to cultivate the correct concept of rational investment and risk self -risk, to curb the occurrence of illegal fund -raising risks from the source, according to the Zhejiang Banking Regulatory Bureau and Wenzhou campaign to rectify pension fraud. In order to carry out the requirements and unified deployment of special operations to combat the special action of pension fraud, the Wenzhou Banking Insurance Regulatory Bureau recently organized bank insurance institutions within their jurisdiction to prevent the illegal fund -raising promotion month activities on the theme of "holding money bags and protecting a happy home".

Local bank insurance institutions have exerted the advantages of many outlets, wide radiation, and trusted. The grass -roots government departments organize the "Party Member Pioneer Team" and "Youth Commando" to send financial knowledge to the grassroots level. The form of short videos, theme posters, and cases such as cases, and other people's popularity has enhanced the popularity of the financial knowledge of the masses, strengthened risk education warnings, and firmly established a security wall for illegal fundraising.

Online and offline combination to build a defense defense line

Based on the outlets and carry out normalized publicity. Under the deployment of the Wenzhou Banking Regulatory Bureau, Wenzhou's banking insurance industry arranges the publicity resources of the outlets reasonably, and actively uses the business outlet hall to place electronic posters, promotional videos and graphic materials in advertising machines, electronic display and self -service equipment. In " The public education zone "puts publicity discounts and publicity manuals, and the slogan of publicity is played on the LED screen to play the role of propaganda main position.

During the tenth prevention of illegal fund -raising publicity month in June, Wenzhou Civil Commercial Bank made full use of business outlet facilities to carry out publicity activities for preventing illegal fund -raising, and the business halls were placed on publicity pages and publicity manuals; electronic display and multimedia display rolling playback prevention illegal fundraising Propaganda slogans and videos; business lobby set up a "Prevention of illegal fund -raising" consultation desk to provide customers with consulting services. At the same time, the business outlets hold the "small classroom" of the micro -sand dragon from time to time, and carry out "stay away from illegal fund -raising and refuse the temptation of high profits" hall for customers who come to the bank to wait for business. Let customers deepen their understanding of illegal fund -raising harmfulness and enhance their awareness of prevention.

Wenzhou Bank places publicized manuals and promotional folds in the "one -square -meter" public education area in the "one square" public education area in the business place "Preventing and identifying the Frequently Ascension of Financial Frauds", "Financial Knowledge Popularization Manual", so that customers can read the business time and increase financial knowledge to increase financial knowledge Popularity; to promote relevant knowledge to customers waiting in line to handle business, answer customer consultation and questions, and distribute "Learning and Turning the Law to Protect the Family Defense and Nothing on everyone" to promote the publicity of the public And identification ability.

Wenzhou bank employees promote customers to prevent illegal fund -raising.

In response to the trend of illegal fund -raising in the Internet, Wenzhou's banking insurance industry relies on the Internet platform to mobilize staff to actively repost the risk prompts and promotional short videos of illegal fundraising and financial fraud. Benefiting group. For example, the Bank of Wenzhou opened the "Little Hi Said Consumer Protection" online classroom; Wenzhou Civil and Commercial Bank pushed the public to the public through its own portal website, WeChat public account and other promotional carriers! Before you understand what the "Yuan Universe" is, someone has used this fraud! "Wang Xinling's boys! Be alert to small videos such as campus loans to live up to youth bonds "and warn the masses to polish their eyes and be alert to illegal fund -raising traps.

Focus on "one old and one young" to protect the happy home

In recent years, the number of illegal fund -raising cases of the elderly has frequently occurred, and criminals have used the characteristics of weak awareness of the elderly and lack of financial knowledge. He has caused serious property losses and mental injuries. Wenzhou Banking Insurance Regulatory Bureau focuses on guiding bank insurance institutions to go deep into grassroots communities and pension institutions, and conducts publicity and education to prevent illegal fund -raising publicity for key groups such as elderly groups. At the same time, the prevention of illegal fund -raising publicity will be organically combined with the crackdown on the propaganda work of pension fraud, enhance the ability of the elderly to prevent fraud prevention and self -protection, avoid falling into the "pension trap", effectively keep the old people's money bags, and escort the happiness in their old age.

"Most elderly people don't know much about financial knowledge, and illegal fund -raising traps with pension health care and housing pension on the market are full of dazzling. After the criminals often get the trust of the elderly step by step, they cheated the elderly 'pension money'." Wenzhou Consumer Protection staff of the CITIC told reporters. In June, Wenzhou Civil and Commercial Bank and the eighteen communities in Binjiang Street, Lucheng District, Wenzhou City carried out the publicity activities of preventing pension fraud and cracking down on illegal fund -raising behaviors with the theme of "Guarding Qianbags · Good Happiness House" in the community cultural auditorium.

Wenzhou Civil and Commercial Bank carried out lectures on preventing illegal fund -raising publicity

The staff of Wenzhou Civil and Commercial Bank of China for the popularization of illegal fund -raising related knowledge for the elderly groups in the community, to reveal it in detail to the elderly to invest in "pension projects", sell "pension products", act as "pension insurance", carry out "pension help", etc. The typical illegal fund -raising pension scams that infringe the legitimate rights and interests of the elderly in the name, remind the elderly in the community to polish their eyes, choose regular investment channels to protect their own property safety. At the event site, Wenzhou Civil and Commercial Bank also held a prize to prevent illegal fund -raising knowledge, deepen the elderly's understanding of illegal fundraising, and strengthen its ability to identify illegal fundraising.

For key groups such as "one old and one young", Wenzhou Branch of Minsheng Bank relies on financial education bases, combined with "people's livelihood classrooms", "first lesson of safety knowledge" and "Ping An Anti -Fraud Lecture Hall", such Financial Security Lecture Hall. In Leqing No. 1 Primary School, the "Little Based on the Little Blood, Keeping Qianbags, Protecting Happy House" activity was warmly welcomed by teachers and children, identifying the knowledge of RMB and protecting personal information security. ; In Wenzhou Vocational College of Science and Technology, with the theme of "Guidelines for Avoiding the Pit" of Contemporary College Students, it is based on the risks of "campus loan", "routine loan", "leased accounts", "personal credit information", "job search fraud", "credit card cash" and other risks. Local cases in Wenzhou explain the types, harm and legal consequences of each "pit" in detail, so that college students can understand the knowledge of financial risk and consumer rights and interests in advance, and guide their rational consumption of "non -random loans". Leqing First Primary School "Minsheng Bank Financial Lecture Hall"

Minsheng Bank Wenzhou Branch also organized the establishment of an educational propaganda team. Under the leadership of the branches, we went into the community, combined with party building and red financial education, to effectively do a good job in the publicity of the people's financial security, and vividly explained the use of fund -raising fraud through the cases of people around them. Routine, reminding community residents to meet the "pie" that falls off, and must look at more, ask more, think more, communicate with relatives and friends in time to discuss or call the alarm to prevent being deceived.

Guard the "money bag" to avoid customers from being deceived

Nowadays, in the process of irregular financial consumption, various traps can be described as endless. The Wenzhou Banking Insurance Regulatory Bureau urges all institutions to further strengthen the business knowledge training of front -line employees, improve employees' business quality and fair treatment of consumers' service concepts, enhance employees' ability to deal with emergencies or accidents, and continuously improve service quality Essence Employees of front -line financial institutions have used careful observation and detailed inquiries to avoid losses caused by deception through careful observation and detailed inquiries.

The 80 -year -old Mr. Qian Lao and his wife walked into Wenzhou Bank's outlets accompanied by a lady for a large amount of transfer. Since Mr. Qian's business at the outlets all year round, this transfer is very different from his daily business needs. Bank employee Xiaowen sounded the alarm in his heart. Mr. Qian said that this is a salesman of an investment management company and came to accompany the business. After hearing this answer, Xiaowen immediately raised his vigilance and confirmed with Mr. Qian again: "Do you know the other party?" Mr. Qian's couple said that he was an investment fund, and the other party promised to provide a "financial product" without risk -free high returns. Essence This answer has made Xiaoying Xiaoying more vigilant. Faced with the obstruction of bank employees again, accompanying the staff continued to lobby, and repeatedly encouraged Mr. Qian Lao to transfer money. "I will turn around this time, how long do you have to drag!" Mr. Qian was suddenly displeased and whispered to the staff. Seeing that the customer was too stubborn, the bank employees were about to accompany the personnel to be separated from Mr. Qian and the couple, and contacted the children of the street police and Mr. Qian. After in -depth communication between the police and bank employees, the flaws in the "high yield wealth management" promised by the other party, Mr. Qian and his wife finally realized that it was a typical illegal fund -raising fraud, and expressed his gratitude to the bank employees.

Coincidentally. In April 2022, the Minsheng Bank Wenzhou Branch found that a client repeatedly reached the platform (illegal fund -raising online gambling platform) on the midnight (illegal fund -raising online gambling platform) on the monitoring. The cumulative recharge amount reached 32,000 yuan. To this end, the bank frozen the customer account for the first time. At the same time, in order to further eliminate the hidden risk hazards, the customer was notified to go to the business outlet for identity identification, and the safety management requirements of account abnormal transaction trading were implemented. It is understood that the client friend introduced the profit -making profit through registration and confirmed to the public security department to determine that the client is a victim who participated in the illegal fund -raising of the website platform. It is reminded that my country has banned the Internet sales lottery. All online lottery tickets are either fund -raising fraud or online gambling, especially websites such as "making money" and "online investment" such as "money" and "online investment" are even more vigilant.

People from Wenzhou Banking Regulatory Supervision Bureau said that the next step will incorporate illegal fund -raising publicity and education work into the daily regulatory scope of supervision, further promote the normalization of prevention of illegal fund -raising publicity, continuously expand publicity scope, enrich publicity forms, and effectively improve the public's ability to identify illegal fundraising capacity , Prevent consciousness and response capabilities, create a good atmosphere of preventing illegal fund -raising, and contribute to financial security and social stability.

Correspondent Xu Mengqian Qi Shi, Wu Congcong Zhang Jincheng Reporter Xu Huimin

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